How to deposit money into your Found account
Found offers several options to deposit money into your account for the first time, depending on where you’re moving money from.
Here are a few of the most common:
1) Transfer from an existing bank account:
The most common way to add money is to transfer funds from an existing bank account using your Found account number and routing number.
You can find your Found account number and routing number in the Settings menu in your app as well as in your Primary Pocket.
Log into your existing bank account, select an option to transfer or link an external account, and initiate an ACH transfer to your Found account number and routing number.
🕜 Funds will be available within 1-2 business days, unless additional review is required.
2) Link an existing debit card:
The fastest way to add money is to link an external debit card and transfer funds from that debit card to your Found account.
🕜 Funds will be available immediately.
3) Transfer from a payment app:
You can also transfer funds to Found from popular payment apps, such as Venmo, Cash App, or PayPal, either as an “instant transfer” to your Found debit card or an ACH transfer to your Found account and routing number.
Make an “instant transfer” to your Found debit card:
🕜 Funds will be available immediately
Make an ACH transfer to your Found bank account:
🕜 Funds will typically arrive within 1-2 business days.
Other ways to deposit money:
Deposit a check:
If eligible, you can deposit a check directly in your Found app. To check your eligibility or to deposit a check, select Add Money and choose “Mobile check deposit”.
🕜 Funds will be available after 5 business days, unless additional review is required.
Learn more: How do I deposit a check to my Found Account?
Deposit cash:
You can easily deposit cash at 77,000+ retail locations nationwide.*
To deposit cash, select Add Money in your Found app and choose “Cash.” Visit a nearby participating retailer, generate a barcode for them to scan, and hand the cashier your cash.
🕜 Funds will be available in seconds.
Learn more: How do I deposit cash into my Found account?
Make a wire transfer:
Similar to ACH transfers from an external bank, wire transfers are sent to your Found account and routing number. For now, only wires from U.S.-based institutions are accepted.
🕜 Funds will be available within 1-2 business days, unless additional review is required
Learn more: Can I receive a wire transfer?
Once you’ve deposited money into your account, check out our guide to getting started with Found for the key next steps to get the most out of your account.
*Terms apply. Service Fees may apply. VanillaDirect Pay is provided by InComm Financial Services California, Inc. and by InComm Financial Services, Inc. (NMLS # 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply.
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on, for tax advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
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