Found makes hiring 1099 contractors seamless from start to finish. Easily collect W-9 forms, pay your people quickly, and stay on top of taxes at the end of the year.
Pay your team with a tap
Send payments to your contractors via email or text. They can choose from a range of deposit options, including ACH and instant debit card transfers.* If they join Found, you can instantly send payments from your Found account to theirs—for free.
* Transfer limits apply to instant debit card transfers and are subject to change.
Fast, secure, digital W-9s
Onboarding and managing contractors doesn’t have to be a hassle. Request a contractor’s W-9 anytime or require it before they can accept payment. Found securely stores their details, so you have all the information that you need to stay compliant.
1099s, automated and effortless
At the end of the year, Found automatically generates complete 1099-NEC forms for any contractors you’ve paid over $600 and can even file them for you.
Less stress, more savings
Found brings banking, payments, and bookkeeping together with no required monthly or per-contractor fees.¹ With everything tracked in one place, there’s no need to reconcile across platforms. Each payment is automatically recorded as a deductible expense, helping you keep more of what you earn.
Pay on your own schedule
Stay ahead by scheduling payments in advance, or save them as drafts to finish later when it’s convenient. For repeat payments, simply duplicate a previous one with a few taps.
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Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.
The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on, for tax advice.
Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
*Payments can be sent for free between Found users or by bank transfer via text, email, or direct deposit. Domestic wire transfers are available for a $15 fee.
¹ Advanced, optional add-on bookkeeping software available with a Found Plus subscription. There are no monthly account maintenance fees, but transactional fees for wires, instant transfers, and ATM apply. Read more here: found.com/legal/fee_schedule
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.