Found, right-sized for your business
$0/mo
Found
Your banking, bookkeeping, and tax platform
No hidden fees⁴
Business banking + Mastercard© debit card²
Team debit cards² with spending controls
Up to 10 sub-accounts called Pockets
Categorize expenses, scan receipts, view P&L
Real-time tax estimates and save as you go
Pay contractors, collect W-9s, e-file 1099s
Unlimited free invoicing
Best value
$19.99/mo
$149.99/yr
Save 37%
Found Plus
Everything in Found, plus advanced bookkeeping and tax tools
Cancel anytime — keep your free Found plan.
Everything in Found, plus:
1.5% APY on balances up to $20,000
Import transactions from banks, cards, apps
Unlimited rules for auto-categorizing expenses
Custom tags and categories for expenses¹³
Priority phone support
Best for rewards
$80/mo
$720/yr
Save 25%
Found Pro
Everything in Found Plus, with premium banking benefits and personalized support
Cancel anytime — keep your free Found plan.
Everything in Found Plus, and:
2.5% APY on all balances, no cap
1% cash back¹⁷ on card purchases
Dedicated account manager
Premium metal debit card¹⁹
Send unlimited checks for free
Send discounted wire transfers⁸
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁸Domestic wire transfers are available for a fee. Read Found Fee Schedule.
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus and Found Pro.
¹⁷Terms and Condition apply, see Found Cash Back Terms.
¹⁸Found users are eligible for one free 30-day Found Plus or Found Pro trial. After the trial, users will be automatically charged for their selected plan: Found Plus at $19.99 / month or $149.99 / year or for Found Pro $80 / month or $720 / year.
¹⁹The metal card is an exclusive Found Pro benefit and is limited to one card per account. Users become eligible to order a metal card after completing the 30-day free trial and successfully being billed for a subscription of $80 / month or $720 / year.
Compare all features
Banking
Found
Free
Found Plus
$19.99/mo; $149.99/yr
Found Pro
$80/mo; $720/yr
Business checking account
No hidden fees⁴ or minimum balance
Physical and virtual debit cards²
Share team debit cards² with spending limits
Up to 10 sub-accounts called Pockets
Send and receive unlimited ACH transfers
Deposit cash and checks⁵
Receive domestic wire transfers
Get paid in-person via Tap to Pay
Send domestic wire transfers⁸
Send paper checks
APY
Cash back on all purchases across primary and team debit cards¹⁷
Premium metal card¹⁹
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁴Optional subscriptions to Found Plus for $19.99 / month or $149.99 / year or Found Pro for $80 / month or $720 / year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
¹⁷Terms and Condition apply, see Found Cash Back Terms.
¹⁹The metal card is an exclusive Found Pro benefit and is limited to one card per account. Users become eligible to order a metal card after completing the 30-day free trial and successfully being billed for a subscription of $80/month or $720/year.
Bookkeeping
Found
Free
Found Plus
$19.99/mo; $149.99/yr
Found Pro
$80/mo; $720/yr
Automatic expense categorization
Write-off identification
Scan receipt to attach or automatically create expense
Tag transactions by client, project, or other criteria
Profit and loss, income, and expense reports
Balance sheet and chart of accounts
Split transactions
Collaborate with your accountant in the app
Import transactions from other banks, apps, and cards
Auto-categorize transactions with rules
Custom tags and categories for expenses¹³
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus and Found Pro.
Taxes
Found
Free
Found Plus
$19.99/mo; $149.99/yr
Found Pro
$80/mo; $720/yr
Automatically save for taxes in Taxes Pocket
Real-time tax estimates
Mileage and home office deduction tracking
Generate Schedule C and 1120/1120-S forms
In-app quarterly federal tax payments¹⁰
¹⁰In-app quarterly tax payments are available to Schedule C filers only.
Invoicing
Found
Free
Found Plus
$19.99/mo; $149.99/yr
Found Pro
$80/mo; $720/yr
Create and send unlimited invoices
Schedule invoices for a later date
Recurring invoices
Estimates and payment requests
Invoice templates
¹⁰In-app quarterly tax payments are available to Schedule C filers only ¹¹Found Plus and Found Pro subscribers are eligible for free tax filing through Column Tax. Found Pro subscribers are eligible for free ExpertReview through Column Tax.
Contractor Management
Found
Free
Found Plus
$19.99/mo; $149.99/yr
Found Pro
$80/mo; $720/yr
No per-contractor fees
Unlimited contractor payments via ACH, text, email, wires, or check
Instant payments to other Found accounts
Request W-9s and send automated reminders
Generate and e-file 1099 NECs
¹⁰In-app quarterly tax payments are available to Schedule C filers only ¹¹Found Plus and Found Pro subscribers are eligible for free tax filing through Column Tax. Found Pro subscribers are eligible for free ExpertReview through Column Tax.
Support
Found
Free
Found Plus
$19.99/mo; $149.99/yr
Found Pro
$80/mo; $720/yr
24/7 virtual assistance via Found Assistant
Real human support via phone and email
Priority phone support
Dedicated account manager
My business has grown more than 5x in the past year alone.
Using Found Plus saves me $500+ each month in bookkeeping and tax prep costs. That’s money I can immediately put back into growing my business and serving more clients.
Cub Larkin, Inclusive Therapy Group
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Frequently Asked Questions
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No maintenance fees
your business finances
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
¹⁰In-app quarterly tax payments are available to Schedule C filers only.
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus (for $19.99/month or $149.99/year) and Found Pro (for $80/month or $720/year).
¹⁷Cash Back Terms and Conditions apply.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)
Terms of Service ・ Privacy Policy ・ Accessibility statement ・ © 2025 Found
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.