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Full-featured banking at your fingertips

Business banking wherever you do business

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  • Up to 2.50% APY¹⁴
  • Up to 1% cash back¹⁷
  • No minimum balance
  • No required hidden fees⁴
A smiling man with glasses types on a laptop in a home office setting. Overlaid on the image is a digital banking dashboard showing a total balance of $750,350.88, split across three labeled pockets: Primary ($451,125.88), Payroll ($188,680.00), and Taxes ($110,545.00). The interface highlights Found’s organized approach to managing business finances.

¹⁴Found Plus subscribers (for $35/month or $315/year) earn 1.50% Annual Percentage Yield (APY) on balances up to $20,000. Found Pro subscribers (for $80/month or $720/year) earn 2.50% APY on all balances, with no cap. APY is variable and subject to change.

  • Sign up online in as little as 5 minutes

  • Move money, budget, and save with ease

  • Up to 10 physical and 20 virtual debit cards

Found integrated into the way we do business when most banking didn’t. When I find something that works, I can't shut up about it.

Tiereny Allen-Green Scopetheory Design
  • A man in an orange sweater sits on his living room floor working on a laptop, with paperwork and a coffee spread out beside him

    All-in-one banking without leaving home

    Found business banking comes equipped with expense tracking, automatic savings, and so much more. And with no monthly maintenance fees, no required hidden fees,⁴ and no minimum deposit, Found saves you more than just your time.

  • A laptop and smartphone display the Found banking dashboard, showing a $151,821.50 total balance organized into “Primary,” “Payroll,” and “Taxes” pockets. Users can manage money, track spending, and assign business debit cards to specific pockets. A green Found Mastercard debit card is shown in the foreground, emphasizing digital-first business banking.

    Seamless access in-app or online

    With a simple, easy-to-use design and a full-service experience both in the app and on the web, Found was designed to support your businesses, however you want to manage them.

  • A live chat support conversation, in which a Found agent answers a customer asking whether they can track an outside card in Found

    Never visit another branch

    With Found, you can skip the trip—and the long lines. When you need help, our expert team is at the ready, so you get answers from real people who know their stuff.

  • A stack of Found cards — a physical business debit card, a physical card issued to a team member, and a locked virtual card for subscriptions — under a Create a virtual card button

    Multiple cards for flexible, organized spending

    Manage physical and virtual debit cards for different parts of your business, and share them with your team. Set per-card limits, get real-time notifications, and lock cards instantly to stay in control.

The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

FOUND PRO

Rewards that make your money go further

Enjoy premium banking benefits and personalized support when you subscribe to our premium paid plan called Found Pro.³

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  • 2.50% APY on all balances¹⁴

    Hit your savings goals faster with earnings on your entire balance, no cap.¹⁴

  • 1% cash back¹⁷

    Get rewarded for card purchases¹⁷ made by you or your team.

  • Dedicated account manager

    Get faster answers and tailored guidance from your own account manager.

¹⁴Found Plus subscribers (for $35/month or $315/year) earn 1.50% Annual Percentage Yield (APY) on balances up to $20,000. Found Pro subscribers (for $80/month or $720/year) earn 2.50% APY on all balances, with no cap. APY is variable and subject to change.

Take a product tour

See Found in action—get a high-level overview of our key features.

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See what Found customers have to say.

  • User friendly.

    Extremely user friendly and for the most part runs like a consolidated Quickbooks, but doesn't cost you a bunch of money.

    Tracy T.

  • Automation.

    I have never seen an app for freelancers, contractors, and business owners that has everything they need with such automation.

    Manos K.

  • No downtime.

    Was just astonished at how easy it was to integrate into my daily life with no real downtime in learning the app's ins and outs!

    Coen K.

  • Great app.

    Great app for business owners who have a sole-ownership LLC, a sole proprietorship, or are a freelancer. Pretty much does your taxes for you.

    Rob T.

  • Very easy.

    It was very easy. We just put in all the relevant information and had an account opened up so quickly.

    Warren W.

  • Brilliant.

    Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.

    iOS app store

  • Everything in one platform.

    Found has been a godsend for me and our business - it pretty much does everything.

    Cub L.

  • Just makes sense.

    Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.

    Jim S.

  • True quality banking.

    Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

    Saul S.

  • Seamless.

    Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.

    Anjanette S.

  • So much easier.

    Found is going to save me so much headache. It makes EVERYTHING so much easier. Expenses, income, profits, TAXES. Invoices even!

    Jake J.

  • A blessing.

    As a small business owner, Found has been a blessing. I can focus on my customers and my business and not worry about banking problems.

    Trustpilot

  • Automate and calculate.

    Helps you automate and calculate a lot of things you'd have to do yourself before, giving you more time to focus on other aspects that matter.

    Paul S.

  • Take all the guesswork out.

    Found and this app take all the guesswork out of owning your own business!

    John B.

Security and support

  • Comprehensive fraud monitoring

  • Two-factor authentication (2FA)

  • Data encryption and secure infrastructure

  • Real support from real people

Frequently Asked Questions

Can I set up ACH transfers and direct deposit with my Found business bank account?

Yes, your Found business account fully supports unlimited ACH transfers and direct deposit. You can easily transfer money to and from other banks using your Found account and routing numbers. For direct deposit, access the direct deposit form in your Found app and share it with your employer or clients. Depending on how the deposit is sent, direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.⁶

What do I need to sign up for a Found business bank account?

Signing up for a Found account is free³, could take as little as five minutes, and doesn't require a credit check—just click the "Get Started" button on our website to begin. You'll need basic information like your name, business details, and social security number, plus access to your phone to receive a verification code during the registration process.

Are my deposits FDIC-insured?

Funds are FDIC-insured up to $250,000 per deposit for each account ownership category through Lead Bank. Found partners with Lead Bank, Member FDIC, to provide business banking services. FDIC insurance only covers the failure of an FDIC-insured depository institution.¹

Can I access my Found account from both my phone and computer?

Yes! Found provides a seamless experience both on your mobile device and on the web, giving you the flexibility to manage your business finances however and wherever you prefer.

Who is Found for?

Found is designed specifically to help small business owners with their finances.

Our customers come from a variety of sectors—from professional and physical services to e-commerce and beyond—and operate under a variety of business types, including sole proprietorships, single and multi-member LLCs, S-Corps, and C-Corps. Whether you are just starting out or an established business, Found can help you streamline your banking and bookkeeping through a single platform.

Learn more here to see if Found could be a good fit for your business.

How can I collaborate with my team on Found?

Found has a variety of features that make it easy to collaborate with co-owners, employees, and accountants.

You can share Admin access with anyone who wants full access to your account with their own login. This is great for co-owners, partners, and senior employees.

You can also order additional physical debit cards for team members. You can set per-card spending limits and track activity for each cardholder, so you’re always in control. Learn more.

Lastly, you can share access to your activity, reports, and tax documents with an accountant or bookkeeper using our Accountant Access feature, making it easier to collaborate and speeding up tax time.