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FULL-FEATURED BANKING AT YOUR FINGERTIPS

Business banking wherever you do business

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Up to 2.5% APY¹⁴

Up to 1% cash back¹⁷

No minimum balance

No hidden fees⁴

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A smiling man with glasses types on a laptop in a home office setting. Overlaid on the image is a digital banking dashboard showing a total balance of $750,350.88, split across three labeled pockets: Primary ($451,125.88), Payroll ($188,680.00), and Taxes ($110,545.00). The interface highlights Found’s organized approach to managing business finances.

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A smiling man with glasses types on a laptop in a home office setting. Overlaid on the image is a digital banking dashboard showing a total balance of $750,350.88, split across three labeled pockets: Primary ($451,125.88), Payroll ($188,680.00), and Taxes ($110,545.00). The interface highlights Found’s organized approach to managing business finances.

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⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
¹⁴Found Plus subscribers (for $19.99/month or $149.99/year) earn 1.5% APY on balances up to $20K. Found Pro subscribers (for $80/month or $720/year) earn 2.5% APY on all balances, with no cap.
¹⁷Found Pro subscribers earn 1% cash back on qualifying transactions. Cash Back Terms and Conditions apply.

Sign up online in as little as 5 minutes

Move money, budget, and save with ease

20 virtual debit cards, plus up to 10 physical cards²

²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

Found integrated into the way we do business when most banking didn’t. When I find something that works, I can't shut up about it.”

Tiereny Allen-Green

Scopetheory Design

All-in-one banking without leaving home

Found business banking comes equipped with expense tracking, automatic savings, and so much more. And with no monthly maintenance fees, no hidden fees,⁴ and no minimum deposit, Found saves you more than just your time.

A laptop and smartphone display the Found banking dashboard, showing a $151,821.50 total balance organized into “Primary,” “Payroll,” and “Taxes” pockets. Users can manage money, track spending, and assign business debit cards to specific pockets. A green Found Mastercard debit card is shown in the foreground, emphasizing digital-first business banking.

The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

Seamless access in-app or online

With a simple, easy-to-use design and a full-service experience both in the app and on the web, Found was designed to support your businesses, however you want to manage them.

Never visit another branch

With Found, you can skip the trip—and the long lines. When you need help, our expert team is at the ready, so you get answers from real people who know their stuff.

Virtual cards for flexible, organized spending

Streamline purchasing with virtual debit cards. Create and share virtual cards to enable others to spend. Easy tracking, limits, and card locking keep you in control.²

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⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.

FOUND PRO

Rewards that make your money go further

Enjoy premium banking benefits and personalized support when you subscribe to our premium paid plan called Found Pro.³

2.5% APY on all balances

Hit your savings goals faster with earnings on your entire balance, no cap.¹⁴

1% cash back¹⁷

Get rewarded for card purchases¹⁷ made by you or your team.

Dedicated account manager

Get faster answers and tailored guidance from your own account manager.

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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
³Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99 / month or $149.99 / year or Found Pro for $80/month or $720/year.
¹⁴Found Plus subscribers earn 1.5% APY on balances up to $20K. Found Pro subscribers earn 2.5% APY on all balances, with no cap.
¹⁷Cash Back Terms and Conditions apply.

Take a product tour

See Found in action—get a high-level overview of our key features.

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See what Found customers have to say.

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Awesome.

As a business owner it's awesome to have all my banking and bookkeeping needs in one spot. I love that I get notifications anytime my card is used.

Roc D.

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Excellent banking.

Excellent banking service that sets aside your taxes for your business so you don't have to worry about it.

Brenda W.

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True quality banking.

Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

Saul S.

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Customer Service is awesome.

Awesome online banking for business accounts. Their customer service is awesome. You can also use the app to create quick invoices.

Lauri L.

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Alleviates tax woes.

Exactly what I was looking for in a business account. It helps to alleviate those tax woes by setting money aside as well as prompting for those receipts.

Courtney N.

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    Security and support

    Comprehensive fraud monitoring

    Two-factor authentication (2FA)

    Data encryption and secure infrastructure

    Real support from real people

    Frequently
Asked Questions

    Can I set up ACH transfers and direct deposit with my Found business bank account?
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    What do I need to sign up for a Found business bank account?
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    Are my deposits FDIC-insured?
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    Can I access my Found account from both my phone and computer?
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    Who is Found for?
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    Sign up in as little as 5 minutes.

    Easy sign up

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    No credit check

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    No minimum balance

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    No maintenance fees

    App download QR code
    Scan to download the Found app.
    Found is available on iOS, Android, and desktop.
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    One platform to manage
    your business finances


    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.

    ²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

    ³Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99 / month or $149.99 / year or Found Pro for $80/month or $720/year.

    ⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.

    ¹⁴Found Plus subscribers earn 1.5% APY on balances up to $20K. Found Pro subscribers earn 2.5% APY on all balances, with no cap.

    ¹⁷Cash Back Terms and Conditions apply.

    The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

    Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

    This website contains advertisement of Found and third party products and services.

    According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)

    Terms of ServicePrivacy PolicyAccessibility statement ・ © 2025 Found

    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.
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    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.