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Money movement that puts you in control of your finances
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¹The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
MOVE MONEY YOUR WAY
Money in →
Deposit cash and checks, and receive wires⁵
Accept ACH transfers
Link your Stripe account to Found
Money out →
Pay anyone via SMS or email, including 1099 contractors
Free, instant Found-to-Found payments
Send a check, wire, or ACH⁵
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
Get paid
Send payments
Receive ACH and wires, or deposit cash and checks conveniently¹
Accept card payment in person with Tap to Pay
Send professional invoices directly from Found
Request payments via text or email
Request payments via text or email
Send a check, wire, or ACH directly from your account¹
Pay contractors via text or email
Free, instant Found-to-Found payments
FROM ONBOARDING TO TAX FILING
Contractor management made easy
We’ll help you collect W-9s, pay contractors their way (ACH, wire, check, and bank transfer), track your payments, and automatically generate and e-file 1099 NECs for contractors you pay $600 or more at the end of the year. Plus, no per-contractor fees.
Get paid
Receive ACH and wires, or deposit cash and checks conveniently¹
Accept card payment in person with Tap to Pay
Send professional invoices directly from Found
Request payments via text or email
Request payments via text or email
Send a check, wire, or ACH directly from your account¹
Pay contractors via text or email
Free, instant Found-to-Found payments
Send payments
FROM ONBOARDING TO TAX FILING
Contractor management made easy
We’ll help you collect W-9s, pay contractors their way (ACH, wire, check, and bank transfer), track your payments, and automatically generate and e-file 1099 NECs for contractors you pay $600 or more at the end of the year. Plus, no per-contractor fees.
Get paid
Send payments
Receive ACH and wires, or deposit cash and checks conveniently⁵
Accept card payment in person with Tap to Pay
Send professional invoices directly from Found
Request payments via text or email
Connect Found to Square, Stripe, Shopify, Etsy, and more
Send a check, wire, or ACH directly from your account⁵
Pay contractors via text or email
Free, instant Found-to-Found payments
FROM ONBOARDING TO TAX FILING
Contractor management made easy
We’ll help you collect W-9s, pay contractors their way, track payments, and even generate 1099-NECs at the end of the year. Plus, no per-contractor fees.
Get paid
Receive ACH and wires, or deposit cash and checks conveniently¹
Accept card payment in person with Tap to Pay
Send professional invoices directly from Found
Request payments via text or email
Request payments via text or email
Send a check, wire, or ACH directly from your account¹
Pay contractors via text or email
Free, instant Found-to-Found payments
Send payments
FROM ONBOARDING TO TAX FILING
Contractor management made easy
We’ll help you collect W-9s, pay contractors their way, track payments, and even generate 1099-NECs at the end of the year. Plus, no per-contractor fees.
Frequently Asked Questions
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No maintenance fees
your business finances
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁴Optional subscription to Found Plus for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read more.
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
⁶Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)
Terms of Service ・ Privacy Policy ・ Accessibility statement ・ © 2025 Found
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.