FULL-FEATURED BANKING
Peace of mind that lasts beyond tax season
Our platform makes it easy to stay on top of your taxes all year round—with features that help you maximize write-offs, see your tax estimate, and set money aside.
No hidden fees
No minimum balance
Easy sign up, no credit checks
Unlimited transactions
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¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
“Best for tax planning, bookkeeping and invoicing tools”
July 2025
©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.
You spend—we find write-offs
Found automatically looks for tax write-offs when you make a purchase.
You earn—we set money aside
When you get paid, we’ll set aside money to cover your estimated taxes.
Get real-time tax estimates
See your tax estimate update as you earn and spend.
Auto-generate tax forms
We’ll generate your 1099-NECs, Schedule C, and 1120/1120-S.
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Take the guesswork out of tax season
What’s my estimated tax payment going to be this quarter? Am I maxing out my write-offs? We help you answer those questions whenever you get paid or make a purchase. Here’s how it works:
1
You get paid or make a purchase...
2
We identify tax write-offs...
3
Update your tax estimate...
4
And automatically set money aside.
FOUND PLUS
Upgrade for premium tax tools and more
Take the stress out of growing your business with advanced bookkeeping and tax tools² — plus 1.5% APY on balances up to $20K.
In-app tax payments
Schedule C filers can pay their quarterly federal taxes right from the app.
Free annual tax filing
Annual subscribers get free tax filing through our partner, Column Tax.
Customize your books
Create unlimited custom rules, categories, and tags for your expenses.
²Found Plus is an optional paid subscription that gets you access to advanced banking, bookkeeping, and tax features. Found Plus costs $19.99/month or $149.99/year.
$2,670
The average amount Found users save on self-employment taxes with Found's in-app expense-tracking and write-off tools†
$2,670
The average amount Found users save on self-employment taxes with Found's in-app expense-tracking and write-off tools†
†Average tax savings is based on data from Found users who have been active customers for more than two years, calculated over their total two-year period of using Found's in-app expense tracking and write-off tools. Individual results may vary.
†Average tax savings is based on data from Found users who have been active customers for more than two years, calculated over their total two-year period of using Found's in-app expense tracking and write-off tools. Individual results may vary.
Frequently Asked Questions
See what Found customers have to say.
Help prepare your taxes.
First time using Found and the experience was great. I love how the app tracks your expenses and gives you a completed Schedule C to help prepare your taxes.
Alice L.
Real-time information.
I can’t justify an accountant, and a lot of businesses my size can’t. Being able to get real-time information on how much I owed in taxes, I love that.
Sade T.
Seamless.
Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.
Anjanette S.
Helps me keep track.
Helps me to keep track of all of my expenses and tax deductions without having a bucket of paper receipts.
Angie F.
Perfect tool.
App is very user friendly. Elegant but easy. Perfect tool for keeping track of your tax write offs.
John M.
Frequently Asked Questions
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No hidden fees
for the self-employed
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
²Found's core features are free. Advanced, optional add-on bookkeeping software available with a Found Plus subscription for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but transactional fees for wires, instant transfers, and ATM apply. Read more here. Terms apply.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)
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Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.