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Can I deposit a check to my Found account?

Can I deposit a check to my Found account?

Found does not currently support check deposits. We recognize that self-employed people are often paid with checks by their clients, though, and hope to make this functionality available in the future.

We don’t have a specific timeline for when check deposits may be possible, but it’s on our minds and will be sure to let all of our customers know once checks can be deposited to Found accounts.

How should my customers pay me instead of by check?

In the meantime, there are a few alternatives to checks that we’d recommend:

  • Use our invoices tool. Invoices can be sent directly from your Found account to your client’s email address or mobile phone number. Not only does this preserve a record for the goods or services provided to that client, it gives them a few different options for paying you, including by bank transfer, credit or debit card, and a variety of payment apps.

  • Request a payment. If an invoice is more than you need, you can also send your client a payment request through email or text message. This allows for payment through bank transfer or credit/debit card.

  • Instant transfer from payment apps. If your client is comfortable with Venmo, CashApp, or PayPal, Found supports receiving instant deposits from those apps. For a small fee, you can transfer those funds to your card information in a flash.

What if I have a check that I need to deposit right now?

Ingo Money offers instant transfers to Found when you cash checks through their app. Please note that Ingo currently only allows for depositing checks made out in your name and cannot accept checks made out to your business name.

Funds from checks processed through Ingo can be accessed immediately for a fee, or after a 10-day wait for free. The is no charge for the instant transfer of funds between Ingo and Found.

Can I mail a check to Found for deposit?

No. Found does not accept checks, money orders, warrants, or any other similar form of payment sent to our mailing address. Any checks mailed to our office will be shredded and cannot be returned. We strongly advise using one of the above options to receive payments directly from your clients, or using a third-party check cashing product.

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Banking services are provided by Piermont Bank, Member FDIC.