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Upgrade your banking experience without slowing down

Bring your banking and back office into one platform in a few easy steps. Your future self will thank you.

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  • Best Business Checking for Paying Contractors and Saving for Taxes

    ©2017-2026 and TM, NerdWallet, Inc. All Rights Reserved.

  • Best for Innovative Features

    ©2026 Forbes Advisor. All Rights Reserved.

The Found app on a laptop and a phone showing a total balance, Pockets and recent activity, beside a green Found Mastercard business debit card

²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

Sign up is fast and free

Get started in just a few simple steps

  1. Step 1

    Create an account

    Sign up online in as little as five minutes, no monthly fee required⁴

  2. Step 2

    Update your income and payment information

    Link income sources + update card info, so future income and expenses come through Found.

  3. Step 3

    Activate and use your debit card²

    Start using your card immediately. You swipe, we categorize expenses and look for write-offs.

Do more from your bank account

What makes us different?

Only the things that matter.

Compare features: FOUND OTHER BANKS
Physical debit card² Included Included
ATM network⁷ Included Included
Cash and mobile check deposit⁵ Included Included
Free ACH transfers Included Included
Annual Percentage Yield (APY) on checking account balance¹⁴ Included Included
No required monthly fees⁴ Included NOT INCLUDED BY ALL
No minimum account opening deposit Included NOT INCLUDED BY ALL
No required minimum account balance Included NOT INCLUDED BY ALL
Role-based permissions for co-owners, partners, employees, accountants and bookkeepers Included NOT INCLUDED BY ALL
Ability to issue physical and virtual debit cards to trusted business partners or employees Included Not included
Sub-accounts with customizable savings goals Included Not included
Contractor management tools Included Not included
Built-in bookkeeping tools and receipt tracking Included Not included
Financial reports (P&L, Balance Sheet, Schedule C) Included Not included
Automatic tax savings Included Not included

¹⁴Found Plus subscribers (for $35/month or $315/year) earn 1.50% Annual Percentage Yield (APY) on balances up to $20,000. Found Pro subscribers (for $80/month or $720/year) earn 2.50% APY on all balances, with no cap. APY is variable and subject to change.

Over 750K small business owners have chosen Found

SEE WHY

  • 4.8 App Store

    over 29K ratings

  • 4.7 Google Play

    over 17K reviews

  • 4.5 TrustPilot

    over 1K reviews

  • “What used to take hours now takes me 45 minutes. I've kind of mastered it, so it's very quick. I can even do it from my phone.”

    Review by Carolina C.

    TAILS N TRAILS

  • “It has been so helpful with keeping track of all the aspects of my business and it feels nice to have everything in one place. I would give Found a 10 out of 10.”

    Review by Dominique J.

    INFINITE GROWTH COUNSELING & COACHING, LLC

  • “I love how it takes taxes out immediately so I don't have to think about it. I'm a social worker, not a business major. So it takes all the guess work out of it.”

    Review by Heather K.

    LICENSED CLINICAL SOCIAL WORKER | HEADWAY

A green card titled “How to open a Found account”, with a headshot of the presenter against a brick wall

Ready to switch? We’ve made it easy

Learn how you can quickly get started with Found from an existing bank account.

Read the guide