Move money at the speed you need

Fast transfers and deposits
Found mobile app, desktop website, and debit card
Found mobile app, desktop website, and debit card
Manage your funds in just a few taps

With a range of flexible deposit options, plus exclusive features like free instant payments between Found accounts, your money can move as quickly as you do.

Transfer money with unlimited ACH payments
Transfer money with unlimited ACH payments
Free, instant Found to Found payments
Free, instant Found to Found payments
Get paid up to 2 days early** with direct deposit
Get paid up to 2 days early** with direct deposit
Person working with payday notificationPerson working with payday notification

Payday comes earlier with direct deposit

Why wait for your money? Get your paycheck up to two days sooner** when you have it direct deposited into your Found account.

In-app toggles for banking, wire transfers, credit or debit card, and payment appsIn-app toggles for banking, wire transfers, credit or debit card, and payment apps

Unlimited bank transfers

Keep up with your business needs by keeping your funds moving easily. Take advantage of unlimited free ACH transfers to cover expenses, pay bills, and more.

Send a payment notificationSend a payment notification

Move money instantly

Payments between Found accounts are instant and free, and sending money to others is a cinch—simply enter their email or phone number. You can also instantly transfer funds to other accounts for a small fee.

image of a check that is being depositedimage of a check that is being deposited

Accept cash, checks, and wires

It’s easier to get paid with Found. Mobile check deposit makes on-the-go business possible, and cash deposits are simple with a network of convenient deposit locations at businesses you trust. Receive wire transfers; get paid by invoice; and more.

See what Found customers have to say.

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No reason to compare.

Once I came across Found, there was no reason to compare.

Eric T.

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Very easy.

It was very easy. We just put in all the relevant information and had an account opened up so quickly.

Warren W.

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Exactly what I needed.

I knew that Found was exactly what I needed. Making sure I have my taxes straight is really important. Found takes care of all of that for me.

John W.

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Real-time information.

I can’t justify an accountant, and a lot of businesses my size can’t. Being able to get real-time information on how much I owed in taxes, I love that.

Sade T.

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Super happy with Found.

I’m in the food business. I’m always like ‘it could use more salt, needs more oregano’...but I’m super happy with Found. I have zero complaints.

Kohl E.

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    Found is available on iOS, Android, and desktop.
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    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

    ¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

    The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

    **Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

    ²Found's core features are free. Advanced, optional add-on bookkeeping software available with a Found Plus subscription for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but transactional fees for wires, instant transfers, and ATM apply. Read more here. Terms apply.

    Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

    This website contains advertisement of Found and third party products and services.

    According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)

    © 2025 Found ・ Terms of ServicePrivacy Policy

    Accessibility Statement
    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.
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    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.