See your estimated annual value from Found*

Tier recommendation

The tier we recommend reflects the largest estimated net value based on the inputs you provided. This recommendation is for illustrative purposes only, is not personalized financial or business advice, and does not guarantee that a specific tier is suitable for your business.

Net value

Net value estimation is calculated with varying formulas per tier, accounting for reasonable estimations of software and banking replacement abilities based on the features included per tier.

Value considerations per tier:

• Found: Banking service and account fees⁴ and contractor payments and invoicing software savings; bookkeeping software fees not included in net value.
• Found Plus ($35/month or $315/year): Annual sum of estimated APY rewards⁴, invoicing and contractor payments software and banking service and account fee⁴ savings, bookkeeping software savings, less the cost of subscription ($35/month or $315/year). APYs are variable and subject to change at any time. Subscription fees could reduce earnings on these accounts.
• Found Pro ($80/month or $720/year): Annual sum of estimated APY⁴ rewards, cash back rewards¹⁷, bookkeeping software savings, and software and banking service and account fee⁴ savings less the cost of subscription ($80/month or $720/year). APYs are variable and subject to change at any time. Subscription fees could reduce earnings on these accounts.

Value inputs:

• Average Balances: Found Plus⁴ earns 1.50% Annual Percentage Yield (APY) on balances up to $20,000; Found Pro⁴ earns 2.50% Annual Percentage Yield (APY) with no cap.
• Monthly Card Spend¹⁷: Found Pro⁴ includes a premium metal debit card¹⁹ that earns 1% cash back¹⁷ on eligible debit card purchases only. Excludes ATM withdrawals, cash advance, and payment app transfers.
• Bookkeeping Software Costs: Found Plus⁴ and Found Pro⁴ offer advanced bookkeeping features, including automated expense categorization, receipt matching and more. Businesses that file Schedule C (Sole proprietors or LLCs taxed as a sole proprietor) can see real-time tax estimates and automatically set aside tax savings with every deposit. Found's reporting and P&L statements are applicable to cash-based businesses only, and are not compatible with accrual accounting. Found does not replace an accountant or offer tax or legal advice.
• Invoicing Software: Found, Found Plus⁴, and Found Pro⁴ provide unlimited free invoicing with recurring invoices, templates, estimates, and automatic payment reconciliation.
• Contractor Payments Software: Found, Found Plus⁴ and Found Pro⁴ provide unlimited contractor payments, collection of W-9s, and 1099 form filing for contractors.
• Banking Service / Account Fees⁴: There are no required monthly account maintenance fees⁴ for opening or using a Found account. This means you can transfer funds, create invoices, and send payments between Found accounts with no charges. There are also no overdraft fees or minimum balance fees. Found offers two optional paid software products with Found Plus⁴ and Found Pro⁴. Other applicable fees such as instant payments, express transfers, cash deposit fees, wire fees, dormancy fees, check payment fees can be found in Found's fee schedule. Other banking partners may charge ATM fees, international fees, invoice fees, or tap to pay fees.