Found is a platform that helps small business owners and self-employed professionals manage their finances. We offer a business checking account and Mastercard business debit card, along with tools for bookkeeping, taxes, invoices, contractor management, and more.
We are ideal for anyone who needs to manage their small business’ finances, especially the complexity of taxes and bookkeeping for receiving non-employee compensation (i.e. 1099 income).
Found is a particularly great fit for the needs of:
Small business owners (including LLCs, S-Corps, and C-Corps)
Consultants & fractional workers
Independent contractors
Marketing consultants
Self-employed individuals (including sole proprietors and LLCs)
Creators
Whether you’re just starting out or have been running your business for a while, Found can help you spend more time on your work and less time on administrative tasks like managing expenses, calculating tax estimates, tracking invoices, and managing contractors.
Starting a second business? You can add new registered businesses to your account and quickly toggle between those different businesses, keeping all of your business finances at your fingertips.
Instead of needing multiple apps and various costly subscriptions to do these tasks, use Found as your go-to financial app to run your finances. Even better: our core banking and bookkeeping features are free*!
Once you’ve opened an account, check out our Guide to Getting Started with Found.
To learn more about our key features, check out:
Currently, Found only supports U.S.-based businesses. You need to have a Social Security number (SSN) in order to verify your identity when opening an account.
Found has supported thousands of small business owners of different sizes and business types—anything from photographers and marketing consultants to private practice therapists, e-commerce entrepreneurs, and brick-and-mortar shop owners.
We support businesses across incorporation types and tax classifications, such as sole proprietors, single and multi-member LLCs, and corporations, including those taxed as S-Corps. If your business has multiple beneficial owners, make sure to check out our support article on adding owners during the onboarding process.
Found does not support businesses engaging in the following restricted or prohibited activities.
Non-profit organizations can use Found for its banking, invoicing, and payments features, though Found may not be the ideal solution for the nuanced tax and bookkeeping needs of these organizations.
*Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99/month or $149.99/year and Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
³Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99/month or $149.99/year and Found Pro for $80/month or $720/year.
⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
⁶Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
⁷Found does not charge ATM fees, but some ATM providers may add their own fee.
⁸Domestic wire transfers are available for a fee. Read Found Fee Schedule.
⁹Transfer limits apply to instant debit card transfers and are subject to change. Read Found Fee Schedule.
¹⁰Tax payments are available for Found Plus subscribers (for $19.99/month or $149.99/year) and Found Pro subscribers (for $80/month or $720/year) who file a Schedule C.
¹²Payments can be sent for free between Found users or by bank transfer via text, email, or direct deposit. Domestic wire transfers are available for a fee. Read Found Fee Schedule.
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus (for $19.99/month or $149.99/year) and Found Pro (for $80/month or $720/year).
¹⁴Found Plus subscribers (for $19.99/month or $149.99/year) earn 1.5% APY on balances up to $20K. Found Pro subscribers (for $80/month or $720/year) earn 2.5% APY on all balances, with no cap.
¹⁸Found users are eligible for one free 30-day Found Plus or Found Pro trial. After the trial, users will be automatically charged for their selected plan: Found Plus at $19.99/month or $149.99/year or for Found Pro $80/month or $720/year.
¹⁹The metal card is an exclusive Found Pro benefit and is limited to one card per account. Users become eligible to order a metal card after completing the 30-day free trial and successfully being billed for a subscription of $80/month or $720/year.
¹⁷Cash Back Terms and Conditions apply.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)
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