BANKING, BOOKKEEPING, AND TAXES — IN ONE APP
Found vs. Novo
Discover how Found compares to Novo, another small business banking platform.
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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
See how Found stacks up against Novo
Found's standard plan includes more built-in tools — especially for bookkeeping, taxes, and contractor management — without any required monthly fees⁴.
Feature
FOUND
NOVO BASIC
Required monthly fees⁴
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$0
$0
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Business checking account
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Business debit card²
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Found Business debit Mastercard
Novo Business debit Mastercard
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Sub-accounts
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Pockets with dedicated account numbers
Reserves, no dedicated account numbers
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No required minimum balance
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Expense categorization
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Invoicing
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Unlimited
Unlimited
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Business reports
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Real-time tax estimates
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For Schedule C filers
Not available
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Tax form generation
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Schedule C, Form 1120/1120-S
Not available
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1099 contractor payments
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No per-contractor fees
Not available
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1099-NEC filing
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W-9 collection, 1099 generation
Not available
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The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁴Optional subscriptions to Found Plus for $35/month or $315/year or Found Pro for $80/month or $720/year. Discount rates may apply. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
Data compiled March 2026 and subject to change. Features, pricing, and availability may vary. Always confirm current details directly with the providers.
Over 750K small business owners have chosen Found
SEE WHY
4.8
App Store
over 29K ratings
4.7
Google Play
over 17K reviews
4.5
TrustPilot
over 1K reviews
"What used to take hours now takes me 45 minutes. I've kind of mastered it, so it's very quick. I can even do it from my phone.”
Review by Carolina C.
TAILS N TRAILS
“It has been so helpful with keeping track of all the aspects of my business and it feels nice to have everything in one place. I would give Found a 10 out of 10.”
Review by Dominique J.
INFINITE GROWTH COUNSELING & COACHING, LLC
“I love how it takes taxes out immediately so I don't have to think about it. I'm a social worker, not a business major. So it takes all the guess work out of it.”
Review by Heather K.
LICENSED CLINICAL SOCIAL WORKER | HEADWAY
Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.
Business banking
Found debit Mastercard®
Use your card² online, in-store, and in your digital wallet.
No hidden fees⁴:
No monthly maintenance fees or hidden fees⁴. No minimum balance or credit check.
Get paid faster
Pay day comes up to 2 days⁶ earlier with direct deposit into your account.
Safe and secure
Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.
All-in-one bookkeeping
Keep everything in one place
Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.
Expense tracking done for you
Found tracks expenses automatically, simplifying bookkeeping.
Easily track mileage
Keep tabs on your driving, log trips, and calculate deductions right from the Found app.
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Intelligent tax features
Auto-save for taxes
We'll set aside a tax estimate each time you get paid, so you're ready on tax day.
Stay ahead of taxes
See your tax estimate update in real time as you earn income and track expenses.
Find write-offs and save
Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.
Simplify tax time
Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.¹⁰
FOUND PRO
Rewards that make your money go further
Enjoy premium banking benefits and personalized support when you subscribe to our premium paid plan called Found Pro.³
2.50% APY on all balances
Hit your savings goals faster with earnings on your entire balance, no cap.¹⁴
1% cash back¹⁷
Get rewarded for every qualifying card purchase¹⁷ made by you or your team.
Dedicated account manager
Get faster answers and tailored guidance from your own account manager.
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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
³Found's core features are free. Found also offers two optional paid products, Found Plus for $35/month or $315/year and Found Pro for $80/month or $720/year. Discount rates may apply.
¹⁴Found Plus subscribers (for $35/month or $315/year) earn 1.50% Annual Percentage Yield (APY) on balances up to $20K. Found Pro subscribers (for $80/month or $720/year) earn 2.50% APY on all balances, with no cap.
¹⁷Cash Back Terms and Conditions apply.
Frequently Asked Questions
Ready to switch from Novo?
Join over 750,000 business owners who chose Found for all-in-one banking, bookkeeping, and taxes.
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.