Business banking that meets business needs
Found’s small business banking, bookkeeping, and tax tools were built to make your business’s financial ecosystem work better — so you can work on growing your business.
No required minimums or credit check
No hidden fees or maintenance fees
Business banking that meets business needs
Found’s small business banking, bookkeeping, and tax tools were built to make your business’s financial ecosystem work better — so you can work on growing your business.
No hidden fees or maintenance fees
No required minimums or credit check
Banking, invoicing, and bookkeeping in one app just makes sense.
Review by Jim S. on Trustpilot
Best Business Checking for Self-Employed Workers
November 2024
©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.
Online business banking
Stay on top of your money anytime, anywhere.
Built-in bookkeeping
Tax time just got easier with everything in one place
No hidden fees:
No minimum balance required, no opening, overdraft, or maintenance fees.
Bank with confidence
FDIC insurance up to $250,000 through Piermont Bank, Member FDIC*
*Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
Banking with built-in bookkeeping and tax tools
Access fast, flexible payments
Seamlessly integrate with top payment apps—plus instant, free Found-to-Found payments.
Save time and money
Get real-time tax estimates, put money aside automatically, collect W9 forms, and more.
Take the stress out of tax season
Get real-time tax estimates, put money aside automatically, collect W9 forms, and more, all from your Found account.
Replace all your apps with one app that does it all
Smart
Banking
Mastercard® business debit card
Stay organized with your Found card—plus up to 20 virtual cards.
Unlimited ACH transfers
Move your money with ease with free, unlimited ACH transfers
Integrated payment options
Link Found to apps like Venmo, Cash App, or PayPal for easy payments.
Integrated
Bookkeeping
Automatic expense-tracking
Swipe your card. We’ll categorize your expense and look for write-offs.
Contractor management
Collect W9 forms, send 1099 payments, and download and file NECs.
Fast, free invoicing
Send unlimited, customized invoices right from your Found account.
advanced
Tax tools
Automatic write-offs
Don’t miss deductions—or a chance to save on purchases.
Save for taxes
Set aside money automatically, so tax season is never a surprise.
Real-time tax estimates
Found updates your tax estimate as you earn and spend.
Take a product tour
See Found in action—get a high-level overview of our key features.
Real support from real people
We believe online banking should still feel human. Our support team is happy to help if you run into issues.
See why over 500K business owners have chosen Found
Security
Data encryption and secure infrastructure
Two-factor authentication (2FA)
Comprehensive fraud monitoring
Sign up in as little as five minutes
*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. Source:
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.