Get up to $200* back on gas purchases with Found.
Found business banking keeps your finances organized with automatic expense tracking, real-time tax estimates, and bookkeeping that runs itself. Dispatch drivers are eligible for up to $200* back on gas purchases when they sign up.
Get Started
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Claim your $200* offer in 3 easy steps
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Open your account for free
Sign up in minutes — no required monthly fees⁴, no minimum balance. Fund your account so that you can pay for gas and start earning your money back.
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Pay for gas at eligible vendors with your Found card
Use your Found Mastercard debit card² to pay at eligible gas vendors and start earning 10% back, up to $200*.
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Get up to $200* back
10% of eligible gas purchases are credited directly back to your Found account, up to $200 in the first 12 months after account creation.*
Move, manage, and grow your money—all in one place
Found is your entire back office, consolidated into one, seamless platform. Get paid, send payments, manage your cash flow, and stay ahead of tax season—right where you bank.
Banking
Separate and organize your money
Sign up in minutes — no required monthly fees⁴, no minimum balance.
Bookkeeping
Integrate your bookkeeping software
Expenses and receipts are automatically tracked, organized, and categorized for you.
Taxes
Know what you owe with real time tax estimates
Found handles the math and flags deductions, so you’re ready for tax time.
Invoices & payments
Get paid and pay others all online
Send unlimited payments with no per-contractor fees and easily collect the tax forms you need.
At the end of the year, I can do my financials just by grouping everything into Found’s income and expense categories.
I was going to go with a traditional bank, but I’m so glad I came across Found.
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4.8 App Store over 26K ratings
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4.7 Google Play over 16K reviews
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4.5 TrustPilot over 1K reviews
Best Business Checking for Paying Contractors and Saving for Taxes
March 2026
©2017-2026 and TM, NerdWallet, Inc. All Rights Reserved.
Frequently Asked Questions
Who is Found for?
Found is designed specifically to help small business owners with their finances.
Our customers come from a variety of sectors—from professional and physical services to e-commerce and beyond—and operate under a variety of business types, including sole proprietorships, single and multi-member LLCs, S-Corps, and C-Corps. Whether you are just starting out or an established business, Found can help you streamline your banking and bookkeeping through a single platform.
Learn more here to see if Found could be a good fit for your business.
Does Found have required monthly fees?
Found's core plan — including banking, bookkeeping, tax tools, invoicing, and contractor management — does not have any required monthly fees⁴ or minimum balance.
For those who want more, our optional paid subscriptions Found Plus ⁴and Found Pro⁴ unlock perks like APY on your balance, advanced bookkeeping tools, and more.
How is Found different from Novo?
While both offer business checking without required monthly fees⁴, Novo relies on third-party integrations for many of its non-banking features, while Found has built these tools into its product. With Found, you’ll also get sub-accounts with dedicated account numbers, making it easier to manage cash for different business needs.
How is Found different from traditional bookkeeping software like QuickBooks?
Found combines banking and bookkeeping in one app, automatically tracking transactions as they happen. No importing, syncing, or complexity—just real-time insights and automated tax calculations at a fraction of the cost. Learn how to switch to Found from QuickBooks.
How do Found's tax tools work?
Found automatically categorizes your expenses, calculates your estimated taxes in real time, and sets aside money so you're ready for quarterly payments. Depending on your business structure, Found can also generate Schedule C, 1120, or 1120-S forms — no separate accounting software needed.
Will Found help me collect and track W-9 forms?
Yes. You have two options for requesting W-9 information from your 1099 contractors. We can prompt them to fill out their W-9 when they accept a payment from you, ensuring they provide the information before getting paid. This streamlines the onboarding process and integrates it with something contractors are eager to do—get paid.
You can also request their W-9 details separately and send follow-up reminders. Their details will be saved, ensuring you have what you need to issue their year-end 1099. Learn more here.
How does Found help me generate, share, and file 1099-NECs?
At the end of the tax year, Found will create your 1099-NEC forms based on all tracked payments of $2,000 or more. You can then easily share a copy with your contractors and even e-file these forms via the Found app, for free. Learn more here.
How do I switch from my current bank to Found?
Sign up online in as little as five minutes. Once your Found account is open, you can transfer your balance from your current bank, link income sources and update card info, and start using Found's built-in bookkeeping and tax tools right away.
Learn more here.
Open a Found account. Get money back on gas*
Get started- Easy sign up
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No credit check
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No minimum balance
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No maintenance fees