How do I open a Found account?

Signing up for Found is free, often takes just minutes, and doesn't require a credit check.

To get started, click the Get Started button in the top-right corner of this page. If you're on mobile, we recommend downloading the Found app from the App Store or Google Play first.

What you'll need

For all business owners

You'll need to provide:

• Your full legal name

• Your U.S. residential address

• Your date of birth

• Your Social Security Number (SSN) for verification purposes only

Tip: If your business has multiple owners, have this information ready for any officer or beneficial owner with more than 25% ownership.

You'll receive a verification code by text during account opening, so keep your phone handy.

For incorporated businesses (LLCs and corporations)

If you're opening an account for an LLC or corporation, you'll also need:

• EIN (Employer Identification Number) - Your business's 9-digit tax ID

• Business legal name - This must match your official documents

• Business address - This must be a physical location (we can't accept P.O. boxes, virtual mailboxes, or mail forwarding addresses)

Your business must also be registered (e.g. with the Secretary of State) in the same state as your business address.  It must also be active and in good standing status.

Need an EIN? How do I get an EIN? walks you through getting one from the IRS in minutes.

For sole proprietorships

If you're a sole proprietor, you don't need an EIN to open an account, but you can provide one after your account is created. Your account will be opened under your legal name using your SSN for verification; you may add a trade name (DBA) later.

Additional information we'll ask for

During sign-up, we'll ask a few additional questions about your business:

• Business structure (i.e. sole proprietor, LLC, corporation, etc.)

• Business name

• Business type (e.g. professional services, photography, construction)

We'll also ask a few questions to help you get the most of our tax tools:

• When your business was started

• How much you expect to earn this year

• Your tax filing status

• A few details about your tax situation

Don't worry if you're not sure how to answer these questions. You can provide estimates now and update them in your Tax Profile anytime once logged in.

After providing this information, you'll customize your debit card and have the ability to add funds to your account. 

How to learn more about Found

Once you're in your account, check out our Getting Started Guide and Tutorial Videos to learn how to get set up with your account.

Additional resources:

• I’m having trouble verifying my SSN

• I’m having trouble verifying my phone number

• I’m having trouble verifying my identity

• How do I reset my password?

• Can I manage multiple businesses on Found?