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What is the difference between my physical card and my virtual card?

What is the difference between my physical card and my virtual card?

Found account holders are issued both a physical card and a virtual card when the account is opened. Your virtual card and your physical card contain the same information, so you are able to use whichever method of spending works best for you and your business. Keep in mind that your virtual card is active as soon as you open your account—once you’ve funded your Found account, you can immediately use your virtual card for purchases.

Need additional cards? You can create multiple virtual cards, which have different card information, and share those cards with trusted employees or use them yourself.

Found is available on iOS, Android, and desktop.


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Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.

The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.