How do Found Plus and Found Pro help build business credit?

When you subscribe to Found Plus or Found Pro*, Found reports your subscription payments to commercial credit bureaus as a business trade account. A history of on-time subscription payments may help you establish and build your business credit.

Credit reporting is included with Found Plus and Found Pro* at no extra cost.

Who’s included

All Found Plus and Found Pro* subscribers are included, on monthly or annual billing. Reporting starts once you make your first subscription payment.

If you subscribed before November 2026, we emailed you before reporting began with an option not to participate.

What’s reported

Each month, Found reports:

• Your subscription account: reported as a business trade account, with the date your subscription started.
• Your payments: the amount you paid for your plan that month, and the date and amount of your most recent payment. Only positive payment history is reported. Late or missed payments aren’t.
  • Monthly plans: that month’s payment.
  • Annual plans: the full annual payment in the month you paid it, and $0 for the other months of your paid year. Your account is still reported as active in those months.
• Your business information:
  • Legal business name. If you’re a sole proprietor, this is your legal name.
  • Verified DBA name, if you have one.
  • Business address and phone number.
  • Tax ID.
• A primary contact: the account owner’s name, email, and phone number.

When reporting starts

Reporting starts with November 2026. Found reports once a month, after the month ends.

Can I opt out?

There’s no separate opt-out. To stop credit reporting, you can cancel your Found Plus or Found Pro subscription*.

To cancel your subscription, follow these steps on mobile or desktop:

1. Tap the profile icon (top left on mobile, top right on desktop)
2. Tap Manage your plan
3. Tap Your monthly plan or Your annual plan
4. Tap Cancel Found Plus plan or Cancel Found Pro plan

Will this improve my credit score?

It may help. Building business credit takes time, and credit bureaus look at many factors, including your other accounts. Found doesn’t guarantee any change to your business credit score or your eligibility for credit.