$50 offer¹
+
Banking for independent workers
Found simplifies your GigSmart earnings
Found helps you keep your business and personal finances separate, with the tools to make everything from expense-tracking to taxes a breeze. Now with a $50 bonus¹
Get $50¹
Sign up for Found and update your GigSmart payment information with your Found details. Once you receive $500 in deposits from GigSmart into your Found account within 180 days of account creation you'll unlock a $50 bonus.¹ Terms apply.
¹Expires within 180 days of account creation. Valid through 12/31/25.
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Best Business Checking for Self-Employed Workers
May 2025
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Save time, money, and headaches with all your financial tools in one place.
Built-in bookkeeping
Expense tracking done for you
Found tracks expenses automatically, helping you find write-offs and save on taxes.
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Easily track mileage
Keep tabs on your driving, log trips, and calculate deductions right from the Found app.
Everything in one place
Import transactions from your other cards and payment apps to track and categorize expenses directly in Found.
Intelligent tax features
Auto-save for taxes
We'll set aside a tax estimate each time you get paid, so you're ready on tax day.
Stay ahead of taxes
See your tax estimate update in real time as you earn income and track expenses.
Find write-offs and save
Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.
Simplify tax time
Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.***
Invoicing & payments
Free, customized invoices
Create & send sleek invoices in seconds for free.
Get paid your way
Offer your clients seamless payment options including direct deposit, credit card, debit card, and Cash App Pay.
Pay contractors for free
Why pay for payroll? Pay contractors without a monthly or per-contractor fee.
Manage 1099 paperwork
Found will collect W-9s and auto-generate 1099-NEC forms for your contractors.
See why over 500K business owners have chosen Found
Your funds are FDIC-insured up to $250k through Piermont Bank, Member FDIC.*
Sign up for free in minutes.
Easy sign up
No credit check
No minimum balance
No hidden fees
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
***Tax payments are available for Found Plus subscribers who file a Schedule C.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. Source:
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.