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$50 offer¹

GigSmart logo Found

Banking for independent workers

Found simplifies your GigSmart earnings

Found helps you keep your business and personal finances separate, with the tools to make everything from expense-tracking to taxes a breeze. Now with a $50 bonus

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Claim offer

¹Sign up for Found and update your GigSmart payment information with your Found details. Once you receive $500 in deposits from GigSmart into your Found account within 180 days of account creation you'll unlock a $50 bonus. Terms apply.

Offer is valid for new customers only and expires 12/31/26. It is valid only when signing up through this page or using offer code GIGSMART.

We understand small businesses

We’ve supported over 500K of them

4.7 /5

average of 40K+ ratings from Trustpilot, App Store, and Google Play

NerdWallet

Best Business Checking for Paying Contractors and Saving for Taxes

March 2026

©2017-2026 and TM, NerdWallet, Inc. All Rights Reserved.

Found's not like traditional banks¹. It's better.

Save time, money, and headaches with all your financial tools in one place.

  • Expense tracking done for you

    Found tracks expenses automatically, helping you find write-offs and save on taxes.

  • Capture and save receipts

    Never lose track of another receipt with receipt capture and notes built right into the app.

  • Easily track mileage

    Keep tabs on your driving, log trips, and calculate deductions right from the Found app.

  • Everything in one place

    Import transactions from your other cards⁴ and payment apps to track and categorize expenses directly in Found.

  • Auto-save for taxes

    We'll set aside a tax estimate each time you get paid, so you're ready on tax day.

  • Stay ahead of taxes

    See your tax estimate update in real time as you earn income and track expenses.

  • Find write-offs and save

    Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.

  • Simplify tax time

    Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.¹⁰

  • Free, customized invoices

    Create & send sleek invoices in seconds for free.

  • Get paid your way

    Offer your clients seamless payment options including direct deposit, credit card, debit card, and Cash App Pay.

  • Pay contractors for free

    Why pay for payroll? Pay contractors without a monthly or per-contractor fee.

  • Manage 1099 paperwork

    Found will collect W-9s and auto-generate 1099-NEC forms for your contractors.

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See why over 700K business owners have chosen Found

  • User friendly.

    Extremely user friendly and for the most part runs like a consolidated Quickbooks, but doesn't cost you a bunch of money.

    Tracy T.

  • Automation.

    I have never seen an app for freelancers, contractors, and business owners that has everything they need with such automation.

    Manos K.

  • No downtime.

    Was just astonished at how easy it was to integrate into my daily life with no real downtime in learning the app's ins and outs!

    Coen K.

  • Great app.

    Great app for business owners who have a sole-ownership LLC, a sole proprietorship, or are a freelancer. Pretty much does your taxes for you.

    Rob T.

  • Very easy.

    It was very easy. We just put in all the relevant information and had an account opened up so quickly.

    Warren W.

  • Brilliant.

    Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.

    iOS app store

  • Everything in one platform.

    Found has been a godsend for me and our business - it pretty much does everything.

    Cub L.

  • Just makes sense.

    Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.

    Jim S.

  • True quality banking.

    Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

    Saul S.

  • Seamless.

    Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.

    Anjanette S.

  • So much easier.

    Found is going to save me so much headache. It makes EVERYTHING so much easier. Expenses, income, profits, TAXES. Invoices even!

    Jake J.

  • A blessing.

    As a small business owner, Found has been a blessing. I can focus on my customers and my business and not worry about banking problems.

    Trustpilot

  • Automate and calculate.

    Helps you automate and calculate a lot of things you'd have to do yourself before, giving you more time to focus on other aspects that matter.

    Paul S.

  • Take all the guesswork out.

    Found and this app take all the guesswork out of owning your own business!

    John B.

Banking with confidence

Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.

  • Data encryption and secure infrastructure

  • Two-factor authentication (2FA)

  • Comprehensive fraud monitoring