Banking Built for the Self-Employed

Open your account and claim your $25 bonus*.

Found helps you track your side-gig expenses and set aside an estimate of your 1099 taxes for tax season. Sign up in minutes and start saving time.

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Get $25*

Claim offer

*Sign up for Found and link your account wherever you're earning business income. Receive $500 or more into your new account within 90 days of account creation, and you’ll earn a $25 bonus. Terms apply.

Offer is valid for new customers only and expires 12/31/26. It is valid only when signing up through this page or using offer code DAILYPAY.

We understand small businesses

We’ve supported over 500K of them

4.7 /5

average of 40K+ ratings from Trustpilot, App Store, and Google Play

Best Business Checking for Paying Contractors and Saving for Taxes

March 2026

Keep it separate. Keep it simple.

Get easy cashflow management

Budget and save your way with Pockets: A simple way organize your money. Move money between pockets any time, or automatically allocate a percent of every deposit to a specific pocket.
Spend smarter with a business debit card

When you use your Found debit card, we’ll track and categorize the expense automatically and look for write-offs.
Take the stress out of tax season

Get real-time tax estimates, put money aside automatically, collect W9 forms, and more, all from your Found account.
Real support from real people

We believe online banking should still feel human. Our support team is happy to help.

Business banking—and so much more.

Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.

Business banking

Found debit Mastercard®

Use your card online, in-store, and in your digital wallet.
No required hidden fees⁴

No monthly maintenance fees⁴. No minimum balance or credit check.
Get paid faster

Pay day comes up to 2 days⁶ earlier with direct deposit into your account.
Safe and secure

Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.

All-in-one bookkeeping

Keep everything in one place

Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.
Expense tracking done for you

Found tracks expenses automatically, simplifying bookkeeping.
Easily track mileage

Keep tabs on your driving, log trips, and calculate deductions right from the Found app.
Capture and save receipts

Never lose track of another receipt with receipt capture and notes built right into the app.

Intelligent tax features

Auto-save for taxes

We'll set aside a tax estimate each time you get paid, so you're ready on tax day.
Stay ahead of taxes

See your tax estimate update in real time as you earn income and track expenses.
Find write-offs and save

Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.
Simplify tax time

Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.¹⁰

Get started

See why over 700K business owners have chosen Found

User friendly.

Extremely user friendly and for the most part runs like a consolidated Quickbooks, but doesn't cost you a bunch of money.

Tracy T.
Automation.

I have never seen an app for freelancers, contractors, and business owners that has everything they need with such automation.

Manos K.
No downtime.

Was just astonished at how easy it was to integrate into my daily life with no real downtime in learning the app's ins and outs!

Coen K.
Great app.

Great app for business owners who have a sole-ownership LLC, a sole proprietorship, or are a freelancer. Pretty much does your taxes for you.

Rob T.
Very easy.

It was very easy. We just put in all the relevant information and had an account opened up so quickly.

Warren W.
Brilliant.

Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.

iOS app store
Everything in one platform.

Found has been a godsend for me and our business - it pretty much does everything.

Cub L.
Just makes sense.

Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.

Jim S.
True quality banking.

Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

Saul S.
Seamless.

Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.

Anjanette S.
So much easier.

Found is going to save me so much headache. It makes EVERYTHING so much easier. Expenses, income, profits, TAXES. Invoices even!

Jake J.
A blessing.

As a small business owner, Found has been a blessing. I can focus on my customers and my business and not worry about banking problems.

Trustpilot
Automate and calculate.

Helps you automate and calculate a lot of things you'd have to do yourself before, giving you more time to focus on other aspects that matter.

Paul S.
Take all the guesswork out.

Found and this app take all the guesswork out of owning your own business!

John B.

Security

Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.