$25 offer¹

+

Banking for 1099s

Claim your $25 bonus today.¹

From tracking expenses to filing your 1099 taxes, Found makes side gig money management effortless. Start now and pocket your $25 bonus.¹

Smiling café worker using a smartphone behind the counter, alongside a Found business debit card, a phone screen showing deposit allocations for business expenses, and illustrated icons representing income distribution.

The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.

Get $25¹

¹Sign up for Found and link your account wherever you're earning business income. Receive $500 or more into your new account within 90 days of account creation, and you’ll earn a $25 bonus. Terms apply.

Offer is valid for new customers only and expires 12/31/26. It is valid only when signing up through this page or using offer code DAILYPAY.

We understand small businesses

We’ve supported over 500K of them

4.7

/5

average of 40K+ ratings from Trustpilot, App Store, and Google Play

Best Business Checking for Self-Employed Workers

September 2025

©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.

Keep it separate. Keep it simple.

Get easy cashflow management

Budget and save your way with Pockets: 
A simple way organize your money. Move money between pockets any time, or automatically allocate a percent of every deposit to a specific pocket.


Spend smarter with a business debit card

When you use your Found debit card², we’ll track and categorize the expense automatically and look for write-offs.


Take the stress out of tax season

Get real-time tax estimates, put money aside automatically, collect W9 forms, and more, all from your Found account.


Real support from real people

We believe online banking should still feel human. Our support team is happy to help.

Business banking—and so much more.

Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.

Business bankingBusiness banking
All-in-one bookkeepingAll-in-one bookkeeping
Intelligent tax featuresIntelligent tax features
Found debit Mastercard®
Found debit Mastercard®
Use your card online, in-store, and in your digital wallet.²
No hidden fees:
No hidden fees:
No monthly maintenance fees, no minimum balance, or credit check.
Get paid faster
Get paid faster
Pay day comes up to 2 days⁶ earlier with direct deposit into your account.
Safe and secure
Safe and secure
Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.
Business banking

Business banking

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Found debit Mastercard®

Found debit Mastercard®

Use your card online, in-store, and in your digital wallet.²

No hidden fees:

No hidden fees:

No monthly maintenance fees, no minimum balance, or credit check.

Get paid faster

Get paid faster

Pay day comes up to 2 days⁶ earlier with direct deposit into your account.

Safe and secure

Safe and secure

Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.

All-in-one bookkeeping

All-in-one bookkeeping

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Keep everything in one place

Keep everything in one place

Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.

Expense tracking done for you

Expense tracking done for you

Found tracks expenses automatically, simplifying bookkeeping.

Track advertising expenses

Track advertising expenses

Stay on top of the money you spend on advertising, and calculate deductions right from the app

Capture and save receipts

Capture and save receipts

Never lose track of another receipt with receipt capture and notes built right into the app.

Intelligent tax features

Intelligent tax features

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Auto-save for taxes

Auto-save for taxes

We'll set aside a tax estimate each time you get paid, so you're ready on tax day.

Stay ahead of taxes

Stay ahead of taxes

See your tax estimate update in real time as you earn income and track expenses.

Find write-offs and save

Find write-offs and save

Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.

Simplify tax time

Simplify tax time

Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.¹⁰

See why over 500K business owners have chosen Found

quotes

Very easy.

It was very easy. We just put in all the relevant information and had an account opened up so quickly.

Warren W.

quotes

Brilliant.

Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.

iOS app store

quotes

It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.

Loyd W.

quotes

Just makes sense.

Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.

Jim S.

quotes

True quality banking.

Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

Saul S.

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    Security

    Data encryption and secure infrastructure

    Two-factor authentication (2FA)

    Comprehensive fraud monitoring

    Sign up for an account in minutes.
    Get started
    Easy sign-upstarNo credit check
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    No minimum balancestarNo maintenance fees

    Sign up in as little as five minutes

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    One platform to manage
    your business finances


    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.

    ²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

    The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

    ⁶Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

    ¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.

    Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

    This website contains advertisement of Found and third party products and services.

    According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)

    Terms of Service Privacy PolicyAccessibility Statement ・ © 2025 Found

    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.
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    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.