$25 offer¹
+
Banking for independent workers
Found simplifies your DailyPay earnings
Found helps you keep your business and personal finances separate, with the tools to make everything from expense-tracking to taxes a breeze. Now with a $25 bonus.¹
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
Get $25¹ on us
¹Sign up for Found and link your account to DailyPay using your Found checking account details. Receive $500 or more in DailyPay deposits into your account within 90 days of account creation, and you’ll earn a $25 bonus. Terms apply.
Offer is valid for new customers only and expires 12/31/26. It is valid only when signing up through this page or using offer code DAILYPAY.
We understand small businesses
We’ve supported over 500K of them
4.7
/5
average of 40K+ ratings from Trustpilot, App Store, and Google Play
Best Business Checking for Self-Employed Workers
August 2025
©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.
Keep it separate. Keep it simple.
Get easy cashflow management
Budget and save your way with Pockets: A simple way organize your money. Move money between pockets any time, or automatically allocate a percent of every deposit to a specific pocket.
Spend smarter with a business debit card
When you use your Found debit card, we’ll track and categorize the expense automatically and look for write-offs.
Take the stress out of tax season
Get real-time tax estimates, put money aside automatically, collect W9 forms, and more, all from your Found account.
Real support from real people
We believe online banking should still feel human. Our support team is happy to help.
Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.
Business banking
Found debit Mastercard®
Use your card online, in-store, and in your digital wallet.
No hidden fees
No monthly maintenance fees or hidden fees. No minimum balance or credit check.
Get paid faster
Pay day comes up to 2 days** earlier with direct deposit into your account.
Safe and secure
Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.
All-in-one bookkeeping
Keep everything in one place
Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.
Expense tracking done for you
Found tracks expenses automatically, simplifying bookkeeping.
Track advertising expenses
Stay on top of the money you spend on advertising, and calculate deductions right from the app
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Intelligent tax features
Auto-save for taxes
We'll set aside a tax estimate each time you get paid, so you're ready on tax day.
Stay ahead of taxes
See your tax estimate update in real time as you earn income and track expenses.
Find write-offs and save
Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.
Simplify tax time
Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.***
See why over 500K business owners have chosen Found
Very easy.
It was very easy. We just put in all the relevant information and had an account opened up so quickly.
Warren W.
Brilliant.
Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.
iOS app store
It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.
Loyd W.
Just makes sense.
Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.
Jim S.
True quality banking.
Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.
Saul S.
Security
Data encryption and secure infrastructure
Two-factor authentication (2FA)
Comprehensive fraud monitoring
No credit check
Sign up in as little as five minutes
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
***Tax payments are available for Found Plus subscribers who file a Schedule C.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. [Source]
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Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.