Fast and free contractor payments
4.8 on App Store
4.7 on Play Store
4.6 on TrustPilot
Schedule a call
Schedule a chat with a Found representative to learn more and get a personalized demo. If the available times are unsuitable, reach out via email to nish@found.com.
Create a Found account complete with built-in banking.
Fund your account with a range of easy options.
Onboard and pay contractors, all in one app.
Payments that move as fast as you do
Instant payments are free between Found accounts, and paying is as easy as sending a text. Your contractors can choose from a range of deposit options, including ACH and instant debit card transfers.*
<sub>* Transfer limits apply to instant debit card transfers and are subject to change.</sub>
Manage contractors with confidence
Found makes hiring 1099 contractors a breeze from start to finish. Easily collect W-9 forms, pay your team quickly, and stay on top of taxes at the end of the year. All for free.
Get peace of mind with simple, automated tax compliance
No more losing sleep over tax forms and tracking payments. We’ll help collect W-9s and auto-generate 1099-NEC forms for your contractors—all you have to do is file.
Stay on top of your money anytime, anywhere.
Manage contractors and your business finances, all in Found.
One simple app to eliminate paperwork and guesswork.
Start managing contractors for free today
Pay contractors instantly
Flexible deposit options
Manage 1099s and W-9s
No per-contractor fees
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)
© 2025 Found ・ Terms of Service ・ Privacy Policy
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.