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Fast and free contractor payments

No per-contractor fees
Send payments instantly
Easy tax compliance
Built-in business banking
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Found mobile app, desktop website, and debit card
Found mobile app, desktop website, and debit card
Get started
4.8 on App Store
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4.7 on Play Store
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4.6 on TrustPilot
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Have questions? We can help.

Schedule a call

Schedule a chat with a Found representative to learn more and get a personalized demo. If the available times are unsuitable, reach out via email to [email protected].

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How it works
Get started in minutes
Sign up for free
Sign up for free

Create a Found account complete with built-in banking.

Link your income
Link your income

Fund your account with a range of easy options.

Pay contractors
Pay contractors

Onboard and pay contractors, all in one app.

Payments that move as fast as you do

Instant payments are free between Found accounts, and paying is as easy as sending a text. Your contractors can choose from a range of deposit options, including ACH and instant debit card transfers.*

* Transfer limits apply to instant debit card transfers and are subject to change.

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Manage contractors with confidence

Found makes hiring 1099 contractors a breeze from start to finish. Easily collect W-9 forms, pay your team quickly, and stay on top of taxes at the end of the year. All for free.

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Get peace of mind with simple, automated tax compliance

No more losing sleep over tax forms and tracking payments. We’ll help collect W-9s and auto-generate 1099-NEC forms for your contractors—all you have to do is file.

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Meet Found
Contractor management that works for you
Save money
Save money

Found’s contractor tools are free with no fees.

Save time
Save time

Manage contractors and your business finances, all in Found.

Save the hassle
Save the hassle

One simple app to eliminate paperwork and guesswork.

FAQs
What is Found?
What are Found's contractor management features?
How much does it cost to use Found contractor management?
How do I pay a contractor through Found?
What are the benefits for my contractor to create a Found account?
What is a W-9 form?
Will Found help me collect my contractors’ W-9 information?
What is a 1099-NEC form?
Will Found generate 1099-NEC forms for me at the end of the year?
What’s the difference between independent contractors and employees?

Start managing contractors for free today

Pay contractors instantly

Flexible deposit options

Manage 1099s and W-9s

No per-contractor fees

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Found is available on iOS, Android, and desktop.
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Found is available on iOS, Android, and desktop.
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All-in-one banking
for the self-employed

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.

The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.
Get started

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.