How will bank holidays affect my deposit schedule?

Any ACH deposits or wire transfers to your Found account that are initiated on bank holidays will be processed on the following business day. This means if you initiate a direct deposit on Martin Luther King Jr. Day on January 20 using your Found account and routing numbers, the deposit will be processed on the 21st and will typically arrive by the next business day.

ACH deposits and wires that are made before a bank holiday will be processed on a normal schedule. You can find the timelines for different types of deposits here.

Any transfers made using your Found card number on a bank holiday (for example, by using the instant pay feature on a payment processor like Venmo or Cash App) will still go through immediately.

Found Bank Holidays 2025:

• New Year's Day - January 1

• Martin Luther King Jr. Day - January 20

• Presidents Day - February 17

• Memorial Day - May 26

• Juneteenth - June 19

• Independence Day - July 4

• Labor Day - September 1

• Indigenous Peoples' Day - October 13

• Veterans Day - November 11

• Thanksgiving - November 27

• Christmas - December 25

Note: Found’s support desk will be closed on bank holidays. Please still feel free to reach out to us through your app, and we’ll get back to you as soon as possible.