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How will bank holidays affect my deposit schedule?

How will bank holidays affect my deposit schedule?

Any ACH deposits to your Found account that are initiated on bank holidays will be processed on the following business day. For the December 2020 holidays, Found will not be processing ACH deposits on January 1st, 2021. This means if you initiate a direct deposit on the 1st using your Found account and routing numbers, the deposit will be processed on the 4th and would arrive by the next business day.

ACH deposits that are made before a bank holiday will be processed on a normal schedule. You can find the timelines for different types of deposits here.

Any transfers made using your Found card number on a bank holiday (for example, by using the instant pay feature on a payment processor like Venmo or Cash App) will still go through immediately.

Found Bank Holidays 2021:

  • MLK January 18

  • Memorial Day May 31st

  • Independence Day (observed) July 5th

  • Labor Day September 6th

  • Thanksgiving November 25th- 26th

  • Christmas December 23rd- 24th

  • New Year's December 31st

Note: Found’s support desk will be closed on bank holidays. Please still feel free to reach out to us at, and we’ll get back to you on the following business day.

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Banking services are provided by LendingClub Bank, N.A., Member FDIC.