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How will bank holidays affect my deposit schedule?

How will bank holidays affect my deposit schedule?

Any ACH deposits to your Found account that are initiated on bank holidays will be processed on the following business day. This means if you initiate a direct deposit on Martin Luther King Jr. Day on January 17 using your Found account and routing numbers, the deposit will be processed on the 18th and would arrive by the next business day.

ACH deposits that are made before a bank holiday will be processed on a normal schedule. You can find the timelines for different types of deposits here.

Any transfers made using your Found card number on a bank holiday (for example, by using the instant pay feature on a payment processor like Venmo or Cash App) will still go through immediately.

Found Bank Holidays 2022:

  • New Year's Day - January 1

  • Martin Luther King Jr. Day - January 17

  • Presidents Day - February 21

  • Memorial Day - May 30

  • Juneteenth - June 20

  • Independence Day - July 4

  • Labor Day - September 5

  • Indigenous Peoples' Day - October 10

  • Veterans Day - November 11

  • Thanksgiving - November 24-25

  • Christmas - December 25-26

Note: Found’s support desk will be closed on bank holidays. Please still feel free to reach out to us at found.com/help, and we’ll get back to you on the following business day.

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Banking services are provided by Piermont Bank, Member FDIC.