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How will bank holidays affect my deposit schedule?

How will bank holidays affect my deposit schedule?

Any ACH deposits or wire transfers to your Found account that are initiated on bank holidays will be processed on the following business day. This means if you initiate a direct deposit on Martin Luther King Jr. Day on January 16 using your Found account and routing numbers, the deposit will be processed on the 17th and would arrive by the next business day.

ACH deposits and wires that are made before a bank holiday will be processed on a normal schedule. You can find the timelines for different types of depositshere.

Any transfers made using your Found card number on a bank holiday (for example, by using the instant pay feature on a payment processor like Venmo or Cash App) will still go through immediately.

Found Bank Holidays 2024:

  • New Year's Day - January 1

  • Martin Luther King Jr. Day - January 15

  • Presidents Day - February 19

  • Memorial Day - May 27

  • Juneteenth - June 19

  • Independence Day - July 4

  • Labor Day - September 2

  • Indigenous Peoples' Day - October 14

  • Veterans Day - November 11

  • Thanksgiving - November 28

  • Christmas - December 25

Note: Found’s support desk will be closed on bank holidays. Please still feel free to reach out to us at, and we’ll get back to you on the following business day.

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*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

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