Business banking that meets business needs
Found’s small business banking, bookkeeping, and tax tools were built to make your business’s financial ecosystem work better — so you can work on growing your business.
No hidden fees or maintenance fees
No required minimums or credit check
Online business banking
Stay on top of your money anytime, anywhere.
Built-in bookkeeping
Tax time just got easier with everything in one place.
No hidden fees:
No minimum balance required, no opening, overdraft, or maintenance fees.
Bank with confidence
FDIC insurance up to $250,000 through Piermont Bank, Member FDIC*
*Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
Banking, invoicing, and bookkeeping in one app just makes sense.
Review by Jim S.
Banking, invoicing, and bookkeeping in one app just makes sense.
Review by Jim S.
4.7
/5
on average of 34K+ ratings
Best Business Checking for Self-Employed Workers
May 2025
©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.
Smart banking features
Free business checking account
Open a business checking account online in as little as five minutes. No credit check.
Business debit card¹ + multiple virtual cards
Get two physical cards and up to 20 virtual cards to use or assign to your team.
Built-in budgeting
Track cash flow and save with smart budgeting tools.
Flexible money movement
Move money your way with ACH, wires, cash, checks, and more.
Payment integrations
Link Found to Stripe, PayPal, Square, and more for easy payments.
Anytime, anywhere access
Manage your account from the mobile app or your computer—no branch visit required.
¹The Found Mastercard Business debit card is issued by Piermont Bank, Member FDIC, pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Integrated bookkeeping and tax tools
Found isn’t just for business banking. Our platform includes advanced bookkeeping and tax tools—so that you have everything you need to manage your finances, all in one place.
Real-time tax estimates
We’ll estimate your tax bill and automatically set money aside.
Contractor management
Onboard, pay, and manage contractors all from the app, with no per-contractor fee.
Unlimited, professional invoices
Customize and send as many invoices as you need—for free.
Why Found?
1
We’re business banking
An online checking account with powerful features and security built in.
2
for small business owners
From small businesses who are just getting their start — to the ones who are ready to scale.
3
who deserve more support,
All the banking features you need plus automatic expense tracking, tax preparation tools, and free invoicing.
4
more time back in their day,
All that time you spend tracking down invoices and calculating taxes? We’ll help you with that.
5
and more money in their pocket.
Found users can save up to $4,000 a year on taxes²—money you can invest back into growing your business.
²Tax savings figures based on savings data from current Found+ users over their lifetime of usage of Found, based on the expenses tracked in Found and the tax information they provided. Annualized data is from Jan 2025.
See why over 500K business owners have chosen Found
Frequently
Asked Questions
Security and support
Comprehensive fraud monitoring
Two-factor authentication (2FA)
Data encryption and secure infrastructure
Real support from real people
Sign up for free in minutes.
Easy sign up
No credit check
No minimum balance
No hidden fees
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. Source:
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.