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Smarter banking for your business

AI-POWERED

Built-in bookkeeping, invoicing, taxes, and financial tools.

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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

Found business debit card labeled with cardholder's business name tapping for payment on a mobile card reader. A phone screen displays Found notifications showing tax savings from auto-categorized business expenses.

Tax savings figures based on savings data from current Found Plus users over their lifetime of usage of Found, based on the expenses tracked in Found and the tax information they provided. Annualized data is from Jan 2025. Individual results may vary.

AVERAGE ANNUAL TAX SAVINGS WITH FOUND

$4,794.77

Tax savings figures based on savings data from current Found Plus users over their lifetime of usage of Found, based on the expenses tracked in Found and the tax information they provided. Annualized data is from Jan 2025. Individual results may vary.

AS SEEN IN

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4.8

App Store

over 26K ratings

Google Play Store logo

4.7

Google Play

over 16K reviews

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4.5

TrustPilot

over 1K reviews

Best Business Checking for Self-Employed Business Owners

September 2025

©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.

One app that does it all

Smart banking

Mastercard® business debit card²

Direct deposit

Check and cash deposits⁵

Wires and check payments

Contractor payments

Sub-accounts

Integrated bookkeeping

Expense and income tracking

Custom rules and tags

Receipt scanning

Invoicing

Import external accounts

Financial reports

Advanced
tax tools

Automatic write-offs

Tax form generation

Tax estimates

Tax filing¹⁰

1099 form filing

Mileage tracking

²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. ⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details. ¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.

²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus.

Meet your new assistant

Powered by AI and available 24/7

Ask any question, any time

“What’s my income this month?”

Delegate time-consuming tasks

“Create an invoice to send to Sarah”

Stay tax-ready

“How much have I set aside for taxes?”

Ask any questions, any time

“What’s my income this month?”

Delegate time-consuming tasks

“Create an invoice to send to Sarah”

Ask any questions, any time

“How much have I set aside for taxes?”

Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advised to consult with professionals with specific advice.

Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advice to consult with professionals with specific advice.

More than 3 million expenses categorized—and counting

Bookkeeping on autopilot

Auto-categorized expense notifications in the Found app, including transactions for business meals, contractor services, software subscriptions, and office rent.
Auto-categorized expense notifications in the Found app, including transactions for business meals, contractor services, software subscriptions, and office rent.

Take a product tour

See Found in action—get a high-level overview of our key features.

See why over 500K business owners have chosen Found

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Very easy.

It was very easy. We just put in all the relevant information and had an account opened up so quickly.

Warren W.

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Brilliant.

Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.

iOS app store

quotes

It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.

Loyd W.

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Just makes sense.

Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.

Jim S.

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True quality banking.

Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

Saul S.

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    Frequently Asked Questions
    Who is Found for?
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    Security

    Data encryption and secure infrastructure

    Two-factor authentication (2FA)

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    Found is available on iOS, Android, and desktop.
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    One platform to manage
    your business finances


    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.

    ²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

    ³Found's core features are free. Found also offers an optional paid product, Found Plus for $19.99 / month or $149.99 / year.

    ⁴Optional subscription to Found Plus for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Re

    ad more.

    ⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.

    ¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.

    ¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus.

    The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

    Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

    This website contains advertisement of Found and third party products and services.

    According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)

    Terms of ServicePrivacy PolicyAccessibility statement ・ © 2025 Found

    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.
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    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.