Business banking that meets business needs
Found’s small business banking, bookkeeping, and tax tools were built to make your business’s financial ecosystem work better — so you can work on growing your business.
No required minimums or credit check
No hidden fees or maintenance fees
Business banking that meets business needs
Found’s small business banking, bookkeeping, and tax tools were built to make your business’s financial ecosystem work better — so you can work on growing your business.
No hidden fees or maintenance fees
No required minimums or credit check
We understand small businesses
We’ve supported over 500K of them
Best Business Checking for Self-Employed Workers
February 2025
©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.
4.7
/5
average of 34K+ ratings from Trustpilot, App Store, and Google Play
When your finances work better, so does your business
Access fast, flexible payments
Integrate seamlessly with payment apps like Venmo, Cash App, PayPal, Square, and more. Found-to-Found payments are instant and free.
Save time and money
Make purchases with your Found card and watch us track your expenses automatically and look for tax write-offs.
Take the stress out of tax season
Get real-time tax estimates, put money aside automatically, collect W9 forms, and more, all from your Found account.
Replace all your apps with one app that does it all
Smart
Banking
Mastercard® business debit card
Keep your expenses in order by using your physical Found card or assign up to 20 virtual cards.
No hidden fees:
No minimum balance required, no opening, overdraft, or maintenance fees.
Integrated payment options
Link Found to apps like Venmo, Cash App, or PayPal for quick and easy payments. Get paid up to 2 days early** with direct deposits—free.
Integrated
Bookkeeping
Automatic expense-tracking
With every swipe of your card, we’ll categorize your expense and look for write-offs.
Contractor management
Say goodbye to email threads and PDFs. With Found you can collect W9 forms, send 1099 payments, and download and file NECs.
Fast, free invoicing
Send unlimited, customized invoices quickly and easily—right from your Found account.
advanced
Tax tools
Automatic write-offs
Don’t miss deductions—or a chance to save. When you make a purchase, we’ll help you find write-offs.
Save for taxes
With Found, you can automatically set aside money for taxes when you get paid.
Real-time tax estimates
As you earn and spend, Found updates your tax estimate, so you know what to expect when tax season rolls around.
Real support from real people
We believe online banking should still feel human. Our support team is happy to help if you run into issues.
See why over 500K business owners have chosen Found
Security
Data encryption and secure infrastructure
Two-factor authentication (2FA)
Comprehensive fraud monitoring
Sign up in as little as five minutes
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. Source:
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.