Found Pro is Found’s premium subscription plan, offering premium banking features in addition to Found Plus⁴ bookkeeping features for $80 per month or $720 per year. This plan is designed for businesses that want to maximize their earning with premium banking rewards and receive personalized support through a dedicated account manager.
Found Pro includes all the features of Found Plus⁴, along with an exclusive set of perks to help you earn more as you use Found. Learn more about each plan here.
Found Pro could be a great fit for your business if you:
Want to earn 2.5% APY on your entire balance
Have high monthly card spend and want to earn 1% cash back on card purchases¹⁷
Want the hands-on support of a dedicated account manager
Regularly send checks or domestic wire transfers
Everything in Found Plus, plus these additional benefits:
Pro subscribers earn 2.5% APY on the total balance maintained in their account. Unlike other accounts that may limit this rate to savings or apply it only up to a certain amount, this rate applies to your entire balance, with no limit.
You’ll earn 1% cash back on your debit card purchases¹⁷. This applies to purchases made on any Found debit cards linked to the account with the subscription, including your primary card and any debit cards for team members added to your account.
Cash back applies to purchase transactions. It does not apply to ATM withdrawals, person-to-person transfers (e.g., Venmo, Zelle), or cash equivalents (e.g., money orders, gift cards, etc.).
Receive personalized support from a dedicated account manager to get the most out of Found. You can schedule a call or email your account manager with questions about setting up your account, using Found’s suite of financial tools, support inquiries, and more.
Get a black stainless steel debit card¹⁹ to make business purchases in style. You will be able to order your card after your first paid subscription bill, following any free trial. One metal card is available per account.
Pro subscribers pay $0 per sent check and a reduced fee of $10 per sent domestic wire, making it great for businesses who regularly pay by check or send wire transfers.
You can upgrade to Found Pro directly in the Found app:
Go to your account icon (top left on mobile, top right on desktop)
Select Upgrade your plan under Business tools
Choose the Found Pro plan and Start 30-day free trial
Select your preferred billing cycle (monthly or annual) to begin after your free trial
If you’re currently a Found Plus subscriber:
Go to your account icon (top left on mobile, top right on desktop)
Select Found Plus under Business tools
Click on your plan details, then Upgrade to Pro
Found Plus ($19.99/month or $149.99/year) provides the best value of our paid plans, offering advanced bookkeeping tools (like custom categories and rules), 1.5% APY on balances up to $20,000, and priority phone support.
Found Pro ($80/month or $720/year) includes all Found Plus features, but also adds more competitive banking perks: 2.5% APY on balances without a limit, and 1% on card purchases¹⁷. This plan is great if you want to maximize your rewards as you earn and spend on Found.
Learn more about each plan here.
No. Found Pro subscribers earn 2.5% APY on their entire account balance, with no caps or tiers.
Yes, Found customers are eligible for one free 30-day Found Pro trial. After the trial, customers will automatically be charged for their selected plan: $80/month or $720/year.
If you have already completed a free trial of Found Plus, you will not be eligible for a Found Pro trial, since we only allow one trial period for our subscription products.
You can order your free metal card after your free trial ends and you have paid your first subscription bill, whether monthly or annually. Only one metal card is available per account.
You can upgrade from Found Plus to Found Pro at any time in your Subscription settings in the app. At the point of upgrade, you can also update your billing cadence from annual to monthly, or vice versa.
The APY bonus will be paid out each month directly into your account on the first day of the month. You can learn more in our Balance Bonus Terms.
The following types of transactions are not eligible to earn cash back:
Cash back applies to purchase transactions. It does not apply to ATM withdrawals, person-to-person transfers (e.g., Venmo, Zelle), or cash equivalents (e.g., money orders, gift cards, etc.).
You can learn more about eligible purchases and other details of our cash back on Found Pro in our Cash Back Terms.
Your dedicated account manager is here to make sure you get the most out of Found. This may include helping you:
Set up your Found account (i.e. adding money, importing past bookkeeping transactions)
Use Found’s suite of financial tools (i.e. sending / receiving money, saving for taxes, managing expenses)
Get support on any other questions you have
You can email your account manager questions or schedule a call with them through the app.

Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)
Terms of Service ・ Privacy Policy ・ Accessibility statement ・ © 2025 Found