Subscriptions
What is Found Plus?

What is Found Plus?

Found Plus is an optional paid subscription service ($19.99 monthly or $149.99 annually) that gives customers access to advanced tools to power their business.

Found Plus could be a good fit for your business if some of the following are true:

For a full comparison of each plan’s features, check out our comparison table of features

Found Plus Benefits

Enhanced banking offering

Earn a bonus on your balance

Found Plus subscribers are able to earn 1.5% APY on the total balance maintained in their account each month, up to $20,000. Once you sign up for Found Plus, Found will automatically start calculating your bonus based on your daily balances, delivering that bonus on the first of each month.

Priority phone support

Found Plus subscribers have direct access to Found’s Customer Experience team with prioritized phone support. Call the number shown in your Found app during business hours (weekdays, 8am to 5pm PT) and a member of our team will be available to help you with any questions you may have.

Advanced bookkeeping tools

Unlimited category rules

Category rules allow you to categorize transactions from specific vendors automatically. Subscribe to software for your business? Set up a rule to categorize that expense as “Software & subscriptions” automatically.

All Found users get access to a handful of common category rules pre-created by Found, as well as one user-created custom rule.

Found Plus gives you the ability to create unlimited category rules for both income and expenses.

Custom bookkeeping categories

Custom categories give you another layer of customization when it comes to income and expense tracking. Want to track how much money your business spends on coffee? Create a custom category called “Coffee” to specifically track coffee expenses. Contribute to a solo 401k? Create a "401k Contribution" custom category to track these payments.

All Found users get access to standard, pre-set categories created by Found. Found Plus gives you the ability to set your own categories in addition to the standard, pre-set categories.

Transaction tags

Found users can apply custom tags to their transactions to further organize their income and expenses. Want to track expenses related to a particular client? Create a tag for your client and apply that tag to your expenses. You’ll be able to filter to just transactions with that tag to more easily manage your finances.

All Found users are able to create up to three tags for free and apply those tags to an unlimited number of transactions.

Found Plus subscribers can create an unlimited number of tags and apply those tags to an unlimited number of transactions.

Streamlined tax payments and filing

Pay your quarterly taxes through Found

Paying your taxes through Found makes your quarterly federal tax payments a breeze. Use our tax estimate feature to understand how much you owe, and our Taxes pocket to set money aside. When the quarterly tax payment deadline comes around, Found Plus will let you pay your federal taxes directly from the app.

Please note that state tax payments (if applicable in your state) are not supported in Found Plus. All customers can make their first tax payment for free. A Found Plus membership is required for further payments.


How to subscribe

Not a Found Plus subscriber? You can go into your account settings, select Found+, and then subscribe from there.

You can also reach our team at found.com/help-center, in the Support section of your Found app, or via the phone number on the back of your debit card.

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Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.

²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

³Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99/month or $149.99/year and Found Pro for $80/month or $720/year.

⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.

⁶Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

⁷Found does not charge ATM fees, but some ATM providers may add their own fee.

⁸Domestic wire transfers are available for a fee. Read Found Fee Schedule.

⁹Transfer limits apply to instant debit card transfers and are subject to change. Read Found Fee Schedule.

¹⁰Tax payments are available for Found Plus subscribers (for $19.99/month or $149.99/year) and Found Pro subscribers (for $80/month or $720/year) who file a Schedule C.

¹²Payments can be sent for free between Found users or by bank transfer via text, email, or direct deposit. Domestic wire transfers are available for a fee. Read Found Fee Schedule.

¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus (for $19.99/month or $149.99/year) and Found Pro (for $80/month or $720/year).

¹⁴Found Plus subscribers (for $19.99/month or $149.99/year) earn 1.5% APY on balances up to $20K. Found Pro subscribers (for $80/month or $720/year) earn 2.5% APY on all balances, with no cap.

¹⁸Found users are eligible for one free 30-day Found Plus or Found Pro trial. After the trial, users will be automatically charged for their selected plan: Found Plus at $19.99/month or $149.99/year or for Found Pro $80/month or $720/year.

¹⁹The metal card is an exclusive Found Pro benefit and is limited to one card per account. Users become eligible to order a metal card after completing the 30-day free trial and successfully being billed for a subscription of $80/month or $720/year.

¹⁷Cash Back Terms and Conditions apply.

The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

This website contains advertisement of Found and third party products and services.

According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)

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