Banking built for small business owners
Banking, bookkeeping, invoicing, and taxes—all in one place. Sign up for free in minutes.
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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
Banking built for small business owners
Banking, bookkeeping, invoicing, and taxes—all in one place. Sign up for free in minutes.
Placeholder
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
Business banking for small business owners
Banking, bookkeeping, invoicing, and taxes—all in one place. Sign up for free in minutes.
Placeholder
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
"Banking, invoicing, and bookkeeping in one app just makes sense."
Review by Jim S. on Trustpilot
4.7
/5
on average of 40K+ reviews
Best Business Checking for Self-Employed Workers
August 2025
©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.
Online business banking
Stay on top of your money anytime, anywhere.
Built-in bookkeeping
Tax time just got easier with everything in one place
No hidden fees:
No minimum balance required, no opening, overdraft, or maintenance fees.
Bank with confidence
FDIC insurance up to $250,000 through Lead Bank, Member FDIC*
*Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
HOW IT WORKS
1
Use your Found card
Earn as you go when you use your Found Mastercard® Business debit card with cashback rewards.
2
We'll make it easier to track expenses and write-offs
Every purchase is tracked automatically—no need to save receipts or spend hours calculating taxes.
3
We’ll auto-save for taxes
Avoid unwanted surprises at tax time. Plus, your real-time tax estimate lets you know how much you might owe.
4
Manage cashflow and budget easily
Create pockets for savings goals, budgeting, and precise spending. Automatically set aside money and stay organized.
How it works
1
Use your Found card, track expenses
Found automatically tracks and categorizes your expenses when you make them—we’ll even help you identify write-off opportunities.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
2
We’ll auto-save for taxes
Avoid unwanted surprises at tax time. Plus, your real-time tax estimate lets you know how much you might owe.
3
Manage cashflow and budget easily
Create pockets for savings goals, budgeting, and precise spending. Automatically set aside money and stay organized.
How it works:
1
Get paid directly or link your income into your Found account
2
Found will categorize your income and aside money for taxes
3
Spend smartly with your Found business debit card
4
Categorized business purchases lower your tax bill
Everything you want in a bank account, nothing you don’t:
No hidden fees,¹ minimums, or credit check
FDIC-insured up to $250K through Lead Bank*
Get paid up to 2 days early**
Multiple virtual cards
1.5% APY on balances up
to $20K with Found Plus²
Easy-to-use app
¹There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read more.
²APY is only applied to Found Plus accounts. Found Plus is an optional, paid product that costs $19.99/month or $149.99/year.
*Banking services are provided by Lead Bank, Members FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
See why over 500K business owners have chosen Found
Very easy.
It was very easy. We just put in all the relevant information and had an account opened up so quickly.
Warren W.
Brilliant.
Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.
iOS app store
It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.
Loyd W.
Just makes sense.
Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.
Jim S.
True quality banking.
Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.
Saul S.
Security
Data encryption and secure infrastructure
Two-factor authentication (2FA)
Comprehensive fraud monitoring
Sign up in as little as five minutes
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)
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Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.