FULL-FEATURED BANKING
Banking built for small businesses
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No hidden fees²
No minimum balance
Easy sign up, no credit checks
Unlimited transactions
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There’s more to our business banking
Full-featured business checking account
Open a business checking account online in as little as five minutes. No credit check.
Business debit card + multiple virtual cards
Get two physical cards and up to 20 virtual cards to use or assign to your team.¹
Built-in budgeting tools
Track cash flow and save with smart budgeting tools.
Flexible money movement
Move money your way with ACH, wires, cash, checks, and more.
Payment integrations
Link Found to Stripe, PayPal, Square, and more for easy payments.
Anytime, anywhere access
Manage your account from the mobile app or your computer—no branch visit required.
¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Integrated bookkeeping and tax tools
Found isn’t just for business banking. Our platform includes advanced bookkeeping and tax tools—so that you have everything you need to manage your finances, all in one place.
Automatic expense-tracking
We’ll track and categorize purchases as you make them.
Real-time tax estimates
We’ll estimate your tax bill and automatically set money aside.
Contractor management
Onboard, pay, and manage contractors all from the app, with no per-contractor fee.
Unlimited, professional invoices
Customize and send as many invoices as you need—for free.
FOUND PLUS
Upgrade for premium bookkeeping tools and more
Take the stress out of growing your business with advanced bookkeeping and tax tools² — plus 1.5% APY on balances up to $20K.
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²Found Plus is an optional paid subscription that gets you access to advanced banking, bookkeeping, and tax features. Found Plus costs $19.99/month or $149.99/year.
See what Found customers have to say.
Awesome.
As a business owner it's awesome to have all my banking and bookkeeping needs in one spot. I love that I get notifications anytime my card is used.
Roc D.
Excellent banking.
Excellent banking service that sets aside your taxes for your business so you don't have to worry about it.
Brenda W.
True quality banking.
Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.
Saul S.
Customer Service is awesome.
Awesome online banking for business accounts. Their customer service is awesome. You can also use the app to create quick invoices.
Lauri L.
Alleviates tax woes.
Exactly what I was looking for in a business account. It helps to alleviate those tax woes by setting money aside as well as prompting for those receipts.
Courtney N.
Security and support
Comprehensive fraud monitoring
Two-factor authentication (2FA)
Data encryption and secure infrastructure
Real support from real people
Frequently
Asked Questions
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No hidden fees
for the self-employed
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
²Found's core features are free. Advanced, optional add-on bookkeeping software available with a Found Plus subscription for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but transactional fees for wires, instant transfers, and ATM apply. Read more here. Terms apply.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)
© 2025 Found ・ Terms of Service ・ Privacy Policy
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.