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FULL-FEATURED BANKING
Banking built for small businesses
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Up to 2.5% APY¹⁴
Up to 1% cash back¹⁷
No minimum balance
No hidden fees⁴
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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
¹⁴Found Plus subscribers earn 1.5% APY on balances up to $20K. Found Pro subscribers earn 2.5% APY on all balances, with no cap.
¹⁷Found Pro subscribers earn 1% cash back on qualifying transactions. Cash Back Terms and Conditions apply.
There’s more to our business banking
Full-featured business checking account
Open a business checking account online in as little as five minutes. No credit check.
Business debit card + multiple virtual cards
Get 10 physical cards and up to 20 virtual cards to use or assign to your team.²
Built-in cash flow management with Pockets
Pockets are sub-accounts that let you save, track, and spend cash for different business needs, each with its own account number.
Flexible money movement
Move money your way with ACH, wires, cash, checks, and more.
Payment integrations
Link Found to Stripe, PayPal, Square, and more for easy payments.
Manage multiple businesses
Create up to five business accounts under a single login—each with its own checking account, bookkeeping, and tax tools.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
FOUND PRO
Rewards that make your money go further
Enjoy premium banking benefits and personalized support when you subscribe to our premium paid plan called Found Pro.³
2.5% APY on all balances
Hit your savings goals faster with earnings on your entire balance, no cap.¹⁴
1% cash back¹⁷
Get rewarded for card purchases¹⁷ made by you or your team.
Dedicated account manager
Get faster answers and tailored guidance from your own account manager.
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The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
³Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99 / month or $149.99 / year or Found Pro for $80/month or $720/year.
¹⁴Found Plus subscribers earn 1.5% APY on balances up to $20K. Found Pro subscribers earn 2.5% APY on all balances, with no cap.
¹⁷Cash Back Terms and Conditions apply.
Integrated bookkeeping and tax tools
Found isn’t just for business banking. Our platform includes advanced bookkeeping and tax tools—so that you have everything you need to manage your finances, all in one place.
Automatic expense-tracking
We’ll track and categorize purchases as you make them.
Real-time tax estimates
We’ll estimate your tax bill and automatically set money aside.
Contractor management
Onboard, pay, and manage contractors all from the app, with no per-contractor fee.
Unlimited, professional invoices
Customize and send as many invoices as you need—for free.
See what Found customers have to say.
Awesome.
As a business owner it's awesome to have all my banking and bookkeeping needs in one spot. I love that I get notifications anytime my card is used.
Roc D.
Excellent banking.
Excellent banking service that sets aside your taxes for your business so you don't have to worry about it.
Brenda W.
True quality banking.
Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.
Saul S.
Customer Service is awesome.
Awesome online banking for business accounts. Their customer service is awesome. You can also use the app to create quick invoices.
Lauri L.
Alleviates tax woes.
Exactly what I was looking for in a business account. It helps to alleviate those tax woes by setting money aside as well as prompting for those receipts.
Courtney N.
Security and support
Comprehensive fraud monitoring
Two-factor authentication (2FA)
Data encryption and secure infrastructure
Real support from real people
Frequently Asked Questions
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No maintenance fees
your business finances
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
³Found's core features are free. Found also offers two optional paid products, Found Plus for $19.99/month or $149.99/year and Found Pro for $80/month or $720/year.
⁴Optional subscriptions to Found Plus for $19.99/month or $149.99/year or Found Pro for $80/month or $720/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule.
¹⁴Found Plus subscribers (for $19.99/month or $149.99/year) earn 1.5% APY on balances up to $20K. Found Pro subscribers (for $80/month or $720/year) earn 2.5% APY on all balances, with no cap.
¹⁷Cash Back Terms and Conditions apply.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)
Terms of Service ・ Privacy Policy ・ Accessibility statement ・ © 2025 Found
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.