FULL-FEATURED BANKING
Banking built for small businesses
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No hidden fees
No minimum balance
Easy sign up, no credit checks
Unlimited transactions
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There’s more to our business banking
Full-featured business checking account
Open a business checking account online in as little as five minutes. No credit check.
Business debit card + multiple virtual cards
Get two physical cards and up to 20 virtual cards to use or assign to your team.¹
Built-in budgeting tools
Track cash flow and save with smart budgeting tools.
Flexible money movement
Move money your way with ACH, wires, cash, checks, and more.
Payment integrations
Link Found to Stripe, PayPal, Square, and more for easy payments.
Anytime, anywhere access
Manage your account from the mobile app or your computer—no branch visit required.
¹The Found Mastercard Business debit card is issued by Piermont Bank or Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Integrated bookkeeping and tax tools
Found isn’t just for business banking. Our platform includes advanced bookkeeping and tax tools—so that you have everything you need to manage your finances, all in one place.
Automatic expense-tracking
We’ll track and categorize purchases as you make them.
Real-time tax estimates
We’ll estimate your tax bill and automatically set money aside.
Contractor management
Onboard, pay, and manage contractors all from the app, with no per-contractor fee.
Unlimited, professional invoices
Customize and send as many invoices as you need—for free.
FOUND PLUS
Banking with premium benefits
Earn 1.5% APY on your balance up to $20K. Pay quarterly federal taxes right from the app if you file a Schedule C. And get help right away with priority customer support.²
See what Found customers have to say.
Security and support
Comprehensive fraud monitoring
Two-factor authentication (2FA)
Data encryption and secure infrastructure
Real support from real people
Frequently Asked Questions
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No hidden fees
for the self-employed
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank or Lead Bank, Members FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
¹The Found Mastercard Business debit card is issued by Piermont Bank or Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
²Found's core features are free. Advanced, optional add-on bookkeeping software available with a Found Plus subscription for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but transactional fees for wires, instant transfers, and ATM apply. Read more here. Terms apply.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank or Lead Bank, Members FDIC.