Smarter banking for your business
AI-POWERED
Built-in bookkeeping, invoicing, taxes, and financial tools.
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©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.
© 2025 Forbes Advisor. All Rights Reserved.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.
© 2025 Forbes Advisor. All Rights Reserved.
Move, manage, and grow your money—all in one place
Found is your entire back office, consolidated into one, seamless platform. Get paid, send payments, manage your cash flow, and stay ahead of tax season—right where you bank.
Banking
Payments and deposits flow directly into your Found account, with the estimated taxes set aside.
Bookkeeping
Expenses and receipts are automatically tracked, organized, and categorized for you.
Taxes
Found handles the math and flags deductions, so you’re ready for tax time.
Contractor management
Send unlimited payments with no per-contractor fees and easily collect the tax forms you need.
Banking
Payments and deposits flow directly into your Found account, with the estimated taxes set aside.
Taxes
Found handles the math and flags deductions, so you’re ready for tax time.
Bookkeeping
Expenses and receipts are automatically tracked, organized, and categorized for you.
Contractor management
Send unlimited payments with no per-contractor fees and easily collect the tax forms you need.
1
Set money aside for taxes automatically
We’ll estimate your quarterly taxes and set money aside when you get paid.
2
Find write-offs without lifting a finger
When you use your Found card,² Found automatically categorizes your expenses so you don’t have to.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
3
Manage your cash flow, your way
Organize your money into sub accounts and pay directly from them.
1
Set money aside for taxes automatically
We’ll estimate your quarterly taxes and set money aside when you get paid.
2
Find write-offs without lifting a finger
When you use your Found card,² Found automatically categorizes your expenses so you don’t have to.
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
3
Manage your cash flow, your way
Organize your money into sub accounts and pay directly from them.
Work faster and smarter with Found Assistant
AI-POWERED
Ask any questions, any time
“What’s my income this month?”
Delegate time-consuming tasks
“Create an invoice to send to Sarah”
Stay tax-ready
“How much have I set aside for taxes?”
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advised to consult with professionals with specific advice.
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advice to consult with professionals with specific advice.
Ask any questions, any time
“What’s my income this month?”
Delegate time-consuming tasks
“Create an invoice to send to Sarah”
Ask any questions, any time
“How much have I set aside for taxes?”
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advised to consult with professionals with specific advice.
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advice to consult with professionals with specific advice.
Ask any questions, any time
“What’s my income this month?”
Delegate time-consuming tasks
“Create an invoice to send to Sarah”
Ask any questions, any time
“How much have I set aside for taxes?”
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advised to consult with professionals with specific advice.
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advice to consult with professionals with specific advice.
Work faster and smarter with Found Assistant
AI-POWERED
Ask any questions, any time
“What’s my income this month?”
Delegate time-consuming tasks
“Create an invoice to send to Sarah”
Stay tax-ready
“How much have I set aside for taxes?”
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advised to consult with professionals with specific advice.
Found does not provide legal or tax advice. Found assistant is in beta and can make mistakes. Users are advice to consult with professionals with specific advice.
Over 750K small business owners have chosen Found
SEE WHY
4.8
App Store
over 26K ratings
4.7
Google Play
over 16K reviews
4.5
TrustPilot
over 1K reviews
“Found has been a godsend for me and our business - it pretty much does everything.”
Review by Cub L.
INCLUSIVE THERAPY GROUP
“It has been so helpful with keeping track of all the aspects of my business and it feels nice to have everything in one place. I would give Found a 10 out of 10.”
Review by Dominique J.
INFINITE GROWTH COUNSELING & COACHING, LLC
“I love how it takes taxes out immediately so I don't have to think about it. I'm a social worker, not a business major. So it takes all the guess work out of it.”
Review by Heather K.
LICENSED CLINICAL SOCIAL WORKER | HEADWAY
Bring order to your finances with Found at the core
Banking
Mastercard® business debit card²
Direct deposit
Check and cash deposits
Wires and check payments⁸
Contractor payments
Sub-accounts
Bookkeeping
Expense and income tracking
Custom rules and tags¹³
Receipt scanning
Invoicing
Import external transactions
Financial reports
Taxes
Automatic write-offs
Tax form generation
Tax estimates
Tax filing¹⁰
1099 form filing
Mileage tracking
Contractor management
Unlimited payments
No per-contractor fees
Flexible payment methods
Collect W-9s
Free 1099-NEC generation
Free 1099-NEC filing
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. ⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details. ¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
⁸Domestic wire transfers are available for a fee. Read more.
¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus ($19.99/month or $149.99/ year).
Take a product tour
See Found in action—get a high-level overview of our key features.
Security
Data encryption and secure infrastructure
Two-factor authentication (2FA)
Comprehensive fraud monitoring
Sign up in as little as 5 minutes.
Easy sign up
No credit check
No minimum balance
No maintenance fees
your business finances
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution.
²The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
³Found's core features are free. Found also offers an optional paid product, Found Plus for $19.99 / month or $149.99 / year.
⁴Optional subscription to Found Plus for $19.99/month or $149.99/year. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read more.
⁵Subject to eligibility requirements, applicable terms and conditions, and service fees. See Terms of Service and Lead Account Terms for more details.
⁸Domestic wire transfers are available for a fee. Read more.
¹⁰Tax payments are available for Found Plus subscribers ($19.99/month or $149.99/ year) who file a Schedule C.
¹³Found customers can create 1 custom expense rule, 1 custom tag, and 1 custom category for free. Unlimited rules, tags, and categories available with Found Plus.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for self-employed business owners. (Source)
Terms of Service ・ Privacy Policy ・ Accessibility statement ・ © 2025 Found
Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.