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Banking built for
the self-employed

All the features you want, none of the hidden fees you don't. Business checking plus free tools to simplify taxes, expense tracking, and more. Sign up for free in minutes.
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Found mobile app, desktop website, and debit card
Found mobile app, desktop website, and debit card
Online business banking
Online business banking

Stay on top of your money anytime, anywhere.

Found debit Mastercard®
Found debit Mastercard®

Earn cashback rewards at your favorite retailers.

No hidden fees
No hidden fees

No minimum balance required. No opening, overdraft, or maintenance fees.

FDIC insurance
FDIC insurance

Deposits are insured up to $250,000 through Piermont Bank, Member FDIC*

.

TRANSFERS AND DEPOSITS
Move your money with ease
Easy deposits
Deposit checks and cash; send and accept invoices. Accept ACH transfers, wires, or set up direct deposit to get paid 2 days early.**
Easy payments
Integrate seamlessly with payment apps like Venmo, Cash App, PayPal, Square, and more. Found-to-Found payments are instant and free.
Up to 20 virtual cards
Streamline purchasing with virtual debit cards. Create and share in seconds to enable others to spend. Easy tracking, limits, and card locking keep you in control.
ORGANIZE YOUR MONEY YOUR WAY
Budget and save with pockets
Create custom pockets
Quickly separate and earmark money with pockets. Set aside funds for payroll, supplies, emergencies — whatever you choose.
Allocate funds to each pocket
Move money between pockets any time, or automatically allocate a percent of every deposit to a specific pocket.
Set goals and track progress
Whether you’re saving for insurance premiums or a rainy day, set savings goals and track your progress.
Found's not like traditional banks. It's better.

Save time, money, and headaches with all your financial tools in one place.

Built-in bookkeeping
Intelligent tax features
Invoicing & payments
Expense tracking done for you
Expense tracking done for you
Found tracks expenses automatically, helping you find write-offs and save on taxes.
Capture and save receipts
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Easily track mileage
Easily track mileage
Keep tabs on your driving, log trips, and calculate deductions right from the Found app.
Everything in one place
Everything in one place
Import transactions from your other cards and payment apps to track and categorize expenses directly in Found.

Built-in bookkeeping

Expense tracking done for you

Expense tracking done for you

Found tracks expenses automatically, helping you find write-offs and save on taxes.

Capture and save receipts

Capture and save receipts

Never lose track of another receipt with receipt capture and notes built right into the app.

Easily track mileage

Easily track mileage

Keep tabs on your driving, log trips, and calculate deductions right from the Found app.

Everything in one place

Everything in one place

Import transactions from your other cards and payment apps to track and categorize expenses directly in Found.

Intelligent tax features

Auto-save for taxes

Auto-save for taxes

We'll set aside a tax estimate each time you get paid, so you're ready on tax day.

Always know what you owe

Always know what you owe

See your tax estimate update in real time as you earn income and track expenses.

Find write-offs and save

Find write-offs and save

Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.

Simplify tax time

Simplify tax time

Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.

Invoicing & payments

Free, customized invoices

Free, customized invoices

Create & send sleek invoices in seconds for free.

Get paid your way

Get paid your way

Offer your clients seamless payment options including direct deposit, credit card, debit card, and Cash App Pay.

Pay contractors for free

Pay contractors for free

Why pay for payroll? Pay contractors without a monthly or per-contractor fee.

Manage 1099 paperwork

Manage 1099 paperwork

Found will collect W-9s and auto-generate 1099-NEC forms for your contractors.

See why over 500k business owners have chosen Found

Brilliant.

Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.

iOS app store

A perfect fit.

It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.

Loyd W.

BUSINESS OWNER

Just makes sense.

Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.

Jim S.

True quality banking.

Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.

Saul Severe

Seamless.

Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.

Anjanette Sanchez

  • SECURITY
    Comprehensive security and protection.
    Data encryption and secure infrastructure
    Data encryption and secure infrastructure
    FDIC insured  up to $250K*
    FDIC insured up to $250K*
    Two-factor authentication (2FA) and fraud monitoring
    Two-factor authentication (2FA) and fraud monitoring
    Frequently Asked Questions
    Who is Found for?
    Why do I need a business checking account?
    Will my Found account have a routing number?
    Where can I use my Found debit card?
    Can I add my business name to my Found debit card?
    Which apps can I connect to my Found account?
    Can I link my Found card to Apple Pay or Google Pay?
    How can I fund to my Found account?
    How does Found automatically categorize expenses?
    Can Found help me identify relevant tax deductions and write-offs?
    Can I use the Found app to actually pay taxes too?
    I currently use another accounting tool. Do Found’s bookkeeping tools work with other platforms?
    How much does it cost to send invoices through Found?
    What forms of payment can I accept with Found invoices?
    How much does it cost to use Found contractor management?

    Sign up for free in minutes.

    Easy sign up

    No credit check

    No minimum balance

    No hidden fees

    App download QR code
    Scan to download the Found app.
    Found is available on iOS, Android, and desktop.
    Get started
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    All-in-one banking
    for the self-employed

    PRODUCTS
    Banking



    Have Questions?
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    *Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

    The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

    **Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

    The information on this website is not intended to provide, and should not be relied on, for tax advice.

    Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.
    Get started

    Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.