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How can I spend from or deposit money into a pocket?

How can I spend from or deposit money into a pocket?

Pockets help you keep your funds organized, but what if you want to spend money you’ve set aside in pockets you’ve created or deposit money directly into them? If you’ve created a custom virtual card, you can assign that card to one of your pockets. Here’s how:

  1. In your Found mobile app, tap the cards icon to navigate to the Cards tab

  2. Tap the Virtual cards option in the list

  3. Either create a new virtual card or tap an existing custom virtual card. Please note that your primary virtual card can’t be assigned to a pocket other than your Primary pocket.

  4. Tap the Pocket under your virtual card details and select the pocket that you want to associate with it.

  5. Tap Save to save your changes.

You can also attach a card to a pocket from the pocket itself by tapping a pocket in your account and choosing a card from the Cards list.

Now, whenever you use this card for a purchase, it will exclusively draw from the pocket it’s attached to. Additionally, if you initiate a transfer to this virtual card from a processor like Venmo, PayPal, or Cash App to this card, the deposit will automatically be sent to your pocket rather than your Primary pocket.

One thing to keep in mind is that flexible spending only applies to your Primary pocket. Make sure that you have sufficient balance in the pocket that you want to make a transaction from or your purchase will be declined.

Additionally, you cannot spend more than your account’s total balance. This means that if your Primary pocket is negative, transactions attempted from a card linked to another pocket may be declined.

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*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

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