Are there deposit or transaction limits?
Found accounts have limits in place for your protection. Different limits apply for different kinds of deposits or transactions, both to and from your Found account. The limits are cumulative, and daily limits will reset at midnight PST.
There are no limits on the amount you can receive into your Found account through direct deposits, bank transfers (ACH), wire transfers, or transfers from payment apps like PayPal or Cash App. Deposits may be briefly held for review at our sole discretion.
Full details on limits are listed below:
Limit type | New | Established |
|---|---|---|
Transfers to a linked bank account | No limit² | No limit² |
Payments sent from Found | No limit² | No limit² |
Wire transfers sent from Found | Not available | $50,000 / day³ |
Found card purchases and transfers | $5,000 / day | $20,000 / day |
ATM withdrawals | $550 / day | $1,550 / day |
Mailing a check | $10,000 / check | $10,000 / check |
Transfers to a debit card linked in Found | $4,000 / day | $4,000 / day |
Deposits from a debit card linked in Found | $1,000 / week | $2,000 / week |
Check deposits | $3,000 / week | $3,000 / week |
Cash deposits | $2,000 / week | $2,000 / week |
¹ An established account has been with Found for at least 30 days and has met a threshold of activity. Users who have not yet met these requirements may request a limit increase, which will be evaluated promptly by our team.
² Transfers to linked bank accounts and payments sent from Found may require some additional verification steps before they are approved and submitted.
³ Wire transfers over your daily limit will be subject to additional review.
Need to adjust these limits?
If you need a boost to one of the above limits, you may qualify for a limit increase. You're able to request a limit increase through your Found account.
To view your eligibility and adjust your limits, click your name or business logo in the top-right corner and choose Business Banking from the menu. Under Account limits, click Request higher limits.
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on, for tax advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
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