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Are there deposit or transaction limits?

Are there deposit or transaction limits?

Found accounts have limits in place for your protection. Different limits apply for different kinds of deposits or transactions, both to and from your Found account. The limits are cumulative, and daily limits will reset at midnight PST.

Full details on limits are listed below:

Daily limits for money going into your Found account:

  • Direct deposits: No limit

  • Wire transfers: No limit

  • Transfers from payment apps (like PayPal or Cash App): No limit

Weekly limits for money going into your Found account:

  • Check deposits: $3,000/week

  • Cash deposits: $2,000/week

Monthly limits for money going into your Found account:

  • Cash deposits: $4,000 every 30 days.

Daily limits for money going out of your Found account:

  • Transfers to a linked bank account: $5,000

  • ATM withdrawals: $550

  • Found card purchases and transfers to payment apps: $4,000

Need to adjust these limits?

If you need a boost to one of the above limits, you may qualify for a limit increase. You're able to request a limit increase through your Found account. To view your eligibility and adjust your limits, follow these directions:

  1. On desktop, Click your name or business logo in the top-right corner and choose Business Banking from the menu. Under Account limits, click Get more information.

  2. On mobile, tap your name or business log in the top-left corner and choose Business Banking from the menu. Tap Account limits and then the limit increase icon in the top-right corner.

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*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.