Are there deposit or transaction limits?
Found accounts have limits in place for your protection. Different limits apply for different kinds of deposits or transactions, both to and from your Found account. The limits are cumulative, and daily limits will reset at midnight PST.
There are no limits on the amount you can receive into your Found account through direct deposits, bank transfers (ACH), wire transfers, or transfers from payment apps like PayPal or Cash App. Deposits may be briefly held for review at our sole discretion.
Full details on limits are listed below:
| Limit type | New account limits | Established account limits¹ |
|---|---|---|
| Transfers to a linked bank account | No limit² | No limit² |
| Payments sent from Found | No limit² | No limit² |
| Wire transfers sent from Found | No limit² | No limit² |
| Found card purchases and transfers to payment apps | $5,000 / day | $20,000 / day |
| ATM withdrawals | $550 / day | $1,550 / day |
| Mailing a check | $50,000 / check | $50,000 / check |
| Transfers to a debit card linked in Found | $4,000 / day | $4,000 / day |
| Deposits from a debit card linked in Found | $1,000 / week | $2,000 / week |
| Check deposits | $3,000 / week | $3,000 / week³ |
| Cash deposits | $2,000 / week $4,000 / month | $2,000 / week $4,000 / month |
Need to adjust these limits?
If you need a boost to one of the above limits, you may qualify for a limit increase. You’re able to request a limit increase through your Found account.
To view your eligibility and adjust your limits, click your name or business logo in the top-right corner and choose Business Banking from the menu. Under Account limits, click Request higher limits.