$100 offer¹
+
Banking for Etsy sellers
Designed as thoughtfully as your products
Found helps you keep your business and personal finances separate, with the tools to make everything from expense-tracking to taxes a breeze. Now with a $100 bonus.1
The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
Get $100¹ on us
¹Sign up for Found and link your new Found account to Etsy. Once you receive a total of $2,500 from qualified platforms within 120 days of Found account creation, get $100 on us. Terms apply.
Qualified platforms are Etsy, Shopify, eBay, Whatnot, Faire, WooCommerce, Amazon, Clover, Stripe, Square. Etsy partners with Found to provide access to services. Etsy is not a bank. Offer for new customers with SSN and U.S. address. This offer is valid until 12/31/26. It is valid only when signing up through this page or using offer code ETSY.
We understand small businesses
We’ve supported over 500K of them
4.7
/5
average of 35K+ ratings from Trustpilot, App Store, and Google Play
Best Business Checking for Self-Employed Workers
May 2025
©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved.
Keep it separate. Keep it simple.
Get easy cashflow management
Budget and save your way with Pockets: 
A simple way organize your money. Move money between pockets any time, or automatically allocate a percent of every deposit to a specific pocket.
Spend smarter with a business debit card
When you use your Found debit card, we’ll track and categorize the expense automatically and look for write-offs.
Take the stress out of tax season
Get real-time tax estimates, put money aside automatically, collect W9 forms, and more, all from your Found account.
Real support from real people
We believe online banking should still feel human. Our support team is happy to help.
Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.
Business banking
Found debit Mastercard®
Use your card online, in-store, and in your digital wallet.
No hidden fees
No monthly maintenance fees or hidden fees. No minimum balance or credit check.
Get paid faster
Pay day comes up to 2 days** earlier with direct deposit into your account.
Safe and secure
Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.
All-in-one bookkeeping
Keep everything in one place
Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.
Expense tracking done for you
Found tracks expenses automatically, simplifying bookkeeping.
Track advertising expenses
Stay on top of the money you spend on advertising, and calculate deductions right from the app
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Intelligent tax features
Auto-save for taxes
We'll set aside a tax estimate each time you get paid, so you're ready on tax day.
Stay ahead of taxes
See your tax estimate update in real time as you earn income and track expenses.
Find write-offs and save
Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.
Simplify tax time
Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.***
See what Found customers have to say
Brilliant.
Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.
iOS app store
I made Found a part of my small business very early on. It's always easy to have a human connection with customer service, and you can tell the team very much cares about helping businesses!
Verified Found Customer
Great app for Etsy sellers!
Automatically tracks your expenses with the card and its so easy to categorize them and have money set aside for taxes. I love Found so much, and am so happy to have FOUND it, lol.
Verified Found Customer
Great for Etsy
I recommend it frequently in my Etsy group. I needed a quick bank to deposit funds because my credit union was tooooo slow.
Verified Found Customer
Very impressed
I started a small Etsy shop a couple years ago and it was connected to my personal finances, which got messy. I recently opened a Found account to separate my finances and I've been very impressed.
Verified Found Customer
Security
Data encryption and secure infrastructure
Two-factor authentication (2FA)
Comprehensive fraud monitoring
Sign up in as little as five minutes
for the self-employed
*Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.
The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
***Tax payments are available for Found Plus subscribers who file a Schedule C.
Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.
This website contains advertisement of Found and third party products and services.
According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. [Source]
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Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.