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Switching to Found is fast & free

All the business banking features you want, plus tools to help you succeed. Save for taxes, track expenses, send invoices, and so much more.
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Full-featured business checking
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Built-in bookkeeping
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Smart tax tools
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Free invoicing & payments
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Found mobile app, desktop website, and debit card
Found mobile app, desktop website, and debit card
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40K+
Found Reviews
Trusted by thousands of businesses.
See Why
See Why
BUSINESS BANKING
Smart, simple banking.
Manage your cash flow easily
Create virtual cards and custom pockets to organize your money.
No hidden fees
No account maintenance fees, no minimum balance, free sign up.
Skip the paperwork
Sign up in just a few steps. No credit check.
SMART TAX TOOLS
No-stress taxes.
Know what you might owe
Found calculates your estimated tax bill in real time.
Found tracks, you save
Auto-categorization makes write-offs easy.
Taxes, simplified
Auto-save for taxes and pay right from the app.
SEAMLESS FINANCES
Easy-to-use financial tools.
No toggling between apps
Manage all your finances in Found.
Never lose track of another receipt with in-app receipt capture and notes.
Easily send invoices
Professional, trackable, free invoices right at your fingertips.
Automatic expense tracking
Seamless, paper-free bookkeeping saves you time.

See what Found members have to say.

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Very easy

It was very easy. We just put in all the relevant information and had an account opened up so quickly.

Warren W.

Specialty Steel

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Exactly what I needed.

I knew that Found was exactly what I needed. Making sure I have my taxes straight is really important. Found takes care of all of that for me.

John W.

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No reason to compare.

Once I came across Found, there was no reason to compare.

Eric T.

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Everything all in one place.

To be able to do the invoices and manage all of my taxes for everything all in one place—that’s huge.

Allisha F.

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A perfect fit.

It’s a perfect fit for single member LLCs and sole proprietors. That’s why I like it for all of the people I work with.

Loyd W.

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    What you get with Found
    Business checking with routing & account number
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    Personalized Mastercard® business debit card
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    Virtual debit cards
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    Cashback rewards
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    No hidden fees, minimum balance, or credit check
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    Direct deposit up to 2 days early
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    Free ACH transfers
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    Unlimited transactions
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    Free built-in expense tracking
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    Auto-save for taxes
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    Account access via web and app
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    Unlimited free invoices
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    Import transactions from banks, cards, and apps
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    Support from a dedicated team
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    Auto-generated tax forms (Schedule C, 1099)
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    FDIC insured up to $250k through Lead Bank*
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    FAQs
    What is Found and who is it for?
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    How does Found compare to Oxygen?
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    How do I switch?
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    Are my deposits FDIC insured?
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    Will my Found account have a different routing number?
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    Where can I use my Found debit card?
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    Which apps can I connect to my Found account?
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    Can Found help me identify relevant tax deductions and write-offs?
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    How does Found help me with my taxes?
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    I currently use another accounting tool. Do Found’s bookkeeping tools work with other platforms?
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    Sign up for free in minutes.
    Get started
    Easy sign-upstarNo credit check
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    No minimum balancestarNo hidden fees
    App icon cactus
    All-in-one banking
    for the self-employed
    Have Questions?
    Email our support team:
    help@found.com
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    *Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

    The Found Mastercard debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.

    The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

    **Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

    ***Tax payments are available for Found Plus subscribers who file a Schedule C.

    Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

    This website contains advertisement of Found and third party products and services.

    According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. [Source]

    © 2025 Found ・ Terms of Service ・ Privacy Policy

    Accessibility Statement
    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.