How long do transfers to a linked bank account take?

When transferring funds from your Found account to a linked external bank account, you are able to choose between Standard and Express ACH transfers. Each option offers different speeds and costs, allowing you to select the method that best suits your needs.

Standard transfers are processed within two to three business days and are completely free of charge. This option is ideal when you’re not in a rush to move your funds and prefer to avoid any transfer fees.

Express transfers, on the other hand, are designed to deliver funds more quickly. Depending on when the transfer is initiated, funds may arrive the same business day or by the next business day. Express transfers carry a fee of 1% of the transfer amount, with a minimum charge of $1 and a maximum charge of $25.

Transfers initiated before 10:30 AM Pacific Time are processed that day, which means that Standard transfers will typically settle within two business days, while Express transfers often arrive the same day.

Be sure to be mindful of weekends and bank holidays. If you initiate a transfer on a Friday afternoon, you can expect to see those funds settle the following week.