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How does Found work?

How does Found work?

Found is a business bank account that helps you stay on top of your taxes. When you open a Found account, you’ll receive a free bank account that comes with an account and routing number, as well a debit card.

Found provides three important services for self-employed people:

Business banking: You’ll be given a free business bank account where you can receive deposits from clients or employers. You’ll also receive a Found debit card, which you can use for business purchases. Every payment and purchase is documented in your Found account, so that your records are clear and IRS-compliant.

Instant write-offs: With every business purchase, Found gets you an instant write-off and then deposits the savings back into your business account. Found will automatically calculate your owed tax, and then set that tax money aside in your Taxes account so you’re never short on Tax Day.

Quarterly tax payments: If you choose, Found can make your quarterly tax payments directly to the IRS for you. All you have to do is fill out your Tax Profile, deposit your business income into your Found account, and use your Found card for all of your business expenses. Found will handle the rest, including calculating your estimated tax owed and making sure you don't miss your quarterly tax payment deadlines.

In order to keep your records clear, we recommend receiving all of your business income to Found, and paying all of your business expenses with your Found card. This will ensure that Found always has a complete and up-to-date list of your business activity, and an accurate estimate of your owed taxes.

While you use Found to make your business expenses, the Found app will help you keep those expenses categorized, and will let you know if any additional information (such as a photo of the receipt) is needed for the expense to be IRS-compliant.

Found is available on iOS, Android, and desktop.


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Questions? We’re here.

Email our support team at [email protected]

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.

The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.