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What are pockets?

What are pockets?

Pockets help you keep your funds organized, allowing you to manage your money with ease. Your Found account comes with two pockets out of the box: Primary and Taxes.

In addition to these pockets, you can create custom pockets to suit your unique business needs and goals. Budget for expenses, save towards goals, and manage your cash flow. 

Your pocket balances roll up to your Total balance, the total amount of money in your Found account.

Your Primary pocket contains your spendable money. As you receive deposits or payments, those funds will appear in your Primary balance. When you spend with your Found account, in most cases, you’re spending from your Primary balance.

Your Taxes pocket contains funds set aside for quarterly tax payments. If you’re a sole proprietor, Found calculates your tax estimate and suggests how much you should save for taxes based on your income, Tax Profile, and expenses. By default, Found will automatically move this suggested amount into Taxes, though you can always transfer funds into and out of this pocket. Turn tax auto-savings on or off (or change to saving a fixed percentage) within the Taxes pocket settings.

Need some more flexibility? You can turn flexible spending on or off from each pocket, except for the Primary pocket. With flexible spending turned on, a pocket’s balance can be used for debit card purchases when your Primary pocket has insufficient funds.

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*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.