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Banking designed for freelancers & gig workers

Found simplifies banking, saving you time and money. Get paid up to 2 days faster with direct deposit. Plus, get $20 when you switch from Level to Found.
Found mobile app, desktop website, and debit card
Found mobile app, desktop website, and debit card
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Get $20 on us
When you switch from Level to Found and deposit a total of $150 into your Found account, Found will deposit an additional $20. Deposits must be made within 60 days of sign up. Terms apply.
Business banking—and so much more.

Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.

Business bankingBusiness banking
All-in-one bookkeepingAll-in-one bookkeeping
Intelligent tax featuresIntelligent tax features
Found debit Mastercard®
Found debit Mastercard®
Use your card online, in-store, and in your digital wallet.
No hidden fees
No hidden fees
No monthly maintenance fees or hidden fees. No minimum balance or credit check.
Get paid faster
Get paid faster
Pay day comes up to 2 days** earlier with direct deposit into your account.
Safe and secure
Safe and secure
Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.
Business banking

Business banking

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Found debit Mastercard®

Found debit Mastercard®

Use your card online, in-store, and in your digital wallet.

No hidden fees

No hidden fees

No monthly maintenance fees or hidden fees. No minimum balance or credit check.

Get paid faster

Get paid faster

Pay day comes up to 2 days** earlier with direct deposit into your account.

Safe and secure

Safe and secure

Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.

All-in-one bookkeeping

All-in-one bookkeeping

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Keep everything in one place

Keep everything in one place

Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.

Expense tracking done for you

Expense tracking done for you

Found tracks expenses automatically, simplifying bookkeeping.

Easily track mileage

Easily track mileage

Keep tabs on your driving, log trips, and calculate deductions right from the Found app.

Capture and save receipts

Capture and save receipts

Never lose track of another receipt with receipt capture and notes built right into the app.

Intelligent tax features

Intelligent tax features

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Auto-save for taxes

Auto-save for taxes

We'll set aside a tax estimate each time you get paid, so you're ready on tax day.

Stay ahead of taxes

Stay ahead of taxes

See your tax estimate update in real time as you earn income and track expenses.

Find write-offs and save

Find write-offs and save

Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.

Simplify tax time

Simplify tax time

Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.***

See what Found members have to say.

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Very easy

It was very easy. We just put in all the relevant information and had an account opened up so quickly.

Warren W.

Specialty Steel

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Exactly what I needed.

I knew that Found was exactly what I needed. Making sure I have my taxes straight is really important. Found takes care of all of that for me.

John W.

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No reason to compare.

Once I came across Found, there was no reason to compare.

Eric T.

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Everything all in one place.

To be able to do the invoices and manage all of my taxes for everything all in one place—that’s huge.

Allisha F.

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A perfect fit.

It’s a perfect fit for single member LLCs and sole proprietors. That’s why I like it for all of the people I work with.

Loyd W.

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    What you get with Found
    Business checking with routing & account number
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    Personalized Mastercard® business debit card
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    Virtual debit cards
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    Cashback rewards
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    No hidden fees, minimum balance, or credit check
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    Direct deposit up to 2 days early
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    Free ACH transfers
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    Unlimited transactions
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    Free built-in expense tracking
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    Auto-save for taxes
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    Account access via web and app
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    Unlimited free invoices
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    Import transactions from banks, cards, and apps
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    Support from a dedicated team
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    Auto-generated tax forms (Schedule C, 1099)
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    FDIC insured up to $250k through Piermont Bank*
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    FAQs
    What is Found and who is it for?
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    How does Found compare to Oxygen?
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    How do I switch?
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    Are my deposits FDIC insured?
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    Will my Found account have a different routing number?
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    Where can I use my Found debit card?
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    Which apps can I connect to my Found account?
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    Can Found help me identify relevant tax deductions and write-offs?
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    How does Found help me with my taxes?
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    I currently use another accounting tool. Do Found’s bookkeeping tools work with other platforms?
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    Sign up for free in minutes.
    Get started
    Easy sign-upstarNo credit check
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    No minimum balancestarNo hidden fees
    App icon cactus
    All-in-one banking
    for the self-employed


    *Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

    ¹The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc.

    The information on this website is not intended to provide, and should not be relied on for, tax or legal advice.

    **Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

    Found partners with various providers to enable you to compare offers from participating institutions, such as lending, filing service, and insurance providers. Found is not a lender, a filing service, nor an insurance provider.

    This website contains advertisement of Found and third party products and services.

    According to Nerdwallet, Found is the best banking option for freelancers and self-employed workers. (Source)

    © 2025 Found ・ Terms of ServicePrivacy Policy

    Accessibility Statement
    Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC.