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Banking designed for freelancers & gig workers

Found simplifies banking, saving you time and money. Get paid up to 2 days faster with direct deposit. Plus, get $20 when you switch from Level to Found.
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Found mobile app, desktop website, and debit card
Found mobile app, desktop website, and debit card
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Get $20 on us
When you switch from Level to Found and deposit a total of $150 into your Found account, Found will deposit an additional $20. Deposits must be made within 60 days of sign up. Terms apply.
Business banking—and so much more.

Found is banking with benefits. Business checking plus smart, simple financial tools that help you save time and money.

Business banking
All-in-one bookkeeping
Intelligent tax features
Found debit Mastercard®
Found debit Mastercard®
Use your card online, in-store, and in your digital wallet.
No hidden fees
No hidden fees
No monthly maintenance fees or hidden fees. No minimum balance or credit check.
Get paid faster
Get paid faster
Pay day comes up to 2 days earlier with direct deposit into your account.
Safe and secure
Safe and secure
Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.

Business banking

Found debit Mastercard®

Found debit Mastercard®

Use your card online, in-store, and in your digital wallet.

No hidden fees

No hidden fees

No monthly maintenance fees or hidden fees. No minimum balance or credit check.

Get paid faster

Get paid faster

Pay day comes up to 2 days earlier with direct deposit into your account.

Safe and secure

Safe and secure

Data encryption, secure infrastructure, and fraud monitoring keep your money and data safe.

All-in-one bookkeeping

Keep everything in one place

Keep everything in one place

Stay organized with banking, expense tracking, mileage tracking, and taxes all in one app.

Expense tracking done for you

Expense tracking done for you

Found tracks expenses automatically, helping you find write-offs and save on taxes.

Easily track mileage

Easily track mileage

Keep tabs on your driving, log trips, and calculate deductions right from the Found app.

Capture and save receipts

Capture and save receipts

Never lose track of another receipt with receipt capture and notes built right into the app.

Intelligent tax features

Auto-save for taxes

Auto-save for taxes

We'll set aside a tax estimate each time you get paid, so you're ready on tax day

Always know what you owe

Always know what you owe

See your tax bill update in real time as you earn income and track expenses.

Find write-offs and save

Find write-offs and save

Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.

Simplify tax time

Simplify tax time

Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.

See what Found members have to say.

Exactly what I needed.

I knew that Found was exactly what I needed. Making sure I have my taxes straight is really important. Found takes care of all of that for me.

John W.

JUST PLUMB IT

No reason to compare.

Once I came across Found, there was no reason to compare.

Eric T.

Wealth Manager

Everything all in one place.

To be able to do the invoices and manage all of my taxes for everything all in one place—that’s huge.

Allisha F.

Lisha D Extensions

A perfect fit.

It’s a perfect fit for single member LLCs and sole proprietors. That’s why I like it for all of the people I work with.

Loyd W.

Para Energy Group

Real-time information.

I can’t justify an accountant, and a lot of businesses my size can’t. Being able to get real-time information on how much I owed in taxes, I love that.

Sade T.

HAIRLOOM LLC

  • What you get with Found
    Business checking with routing & account number
    Personalized Mastercard® business debit card
    Virtual debit cards
    Cashback rewards
    No hidden fees, minimum balance, or credit check
    Direct deposit up to 2 days early
    Free ACH transfers
    Unlimited transactions
    Free built-in expense tracking
    Auto-save for taxes
    Account access via web and app
    Unlimited free invoices
    Import transactions from banks, cards, and apps
    Support from a dedicated team
    Auto-generated tax forms (Schedule C, 1099)
    FDIC insured up to $250k through Piermont Bank*
    FAQs
    What is Found and who is it for?
    How does Found compare to Oxygen?
    How do I switch?
    Are my deposits FDIC insured?
    Will my Found account have a different routing number?
    Where can I use my Found debit card?
    Which apps can I connect to my Found account?
    Can Found help me identify relevant tax deductions and write-offs?
    How does Found help me with my taxes?
    I currently use another accounting tool. Do Found’s bookkeeping tools work with other platforms?
    Sign up for free in minutes.
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    Easy sign-upNo credit check
    No minimum balanceNo hidden fees
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    for the self-employed

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    *Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

    The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

    The information on this website is not intended to provide, and should not be relied on, for tax advice.

    Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.

    Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.