All-In-One Banking
Sign inGet started
Sign inGet started
How much does Found cost?

How much does Found cost?

There are no fees for opening or using your Found account. This means you can transfer funds to and from your account, create invoices, and send payments with no charges. There are also no overdraft fees or minimum balance fees.

Found offers two optional paid services to customers:

  • Instant withdrawals: Found gives customers the option to transfer money from their Found account to an external debit card instantly. Found charges a 1.75% fee for these instant transfers.

  • Found Plus: Found Plus is an optional paid service that gives customers access to advanced tools for their business. Found Plus costs $19.99 per month or $149.99 per year. You can learn more about Found Plus here.

There are a few situations where using your Found card or account can result in fees being charged by someone other than Found:

  • ATM fees: Found never charges you for ATM withdrawals, but some ATMs may add their own fee.

  • International fees: You can use your card for international transactions in different currencies. When you do this, the card network will convert the transaction into US Dollars, and they may take a fee as part of this conversion.

  • Invoice fees: When your clients pay an invoice using Stripe, a fee on the total payment is charged depending on the method used:

    • When your clients pay an invoice via a debit or credit card, Stripe charges a 2.9% fee on the total payment, plus an additional 30 cents for processing.

    • When your clients pay an invoice via direct debit, Stripe charges a 1% fee on the total payment.

    • When your clients pay an invoice using Cash App Pay, Stripe charges a 3.1% fee on the total payment, plus an additional 30 cents for processing.

App icon cactus
All-in-one banking
for the self-employed


Have Questions?
Email our support team:
Follow Us

*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.

The information on this website is not intended to provide, and should not be relied on, for tax advice.

Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.